B & B COMMERCIALS LIMITED
🌳Matureactive
SC371046 · ltd · incorporated 2010-01-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 45190
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 10.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 600 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 mortgage
- • 1 confirmation-statement
- • 1 miscellaneous
Last 180 days
5
filings
- • 2 mortgage
- • 1 confirmation-statement
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-03-18📄legacymiscellaneous · RPCH01
- 2026-03-06📄mortgage-create-with-deedmortgage · MR01
- 2026-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-26🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2025-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-07-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-01➕KINVIG, Callum appointeddirector
- 2021-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-01-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-10-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-01-05🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2010-01-12🏢Company incorporatedAs B & B COMMERCIALS LIMITED
- 2010-01-12➕BROWN, George Millar appointeddirector
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr George Millar Brown Individual · British · DOB 09/1956 · age 70 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mr Callum Kinvig Individual · British · DOB 08/1999 · age 27 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AUTO SAFETY CENTRE (HAMILTON) LIMITED→ SC239277 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AUTOLEC MECHANICAL AND ELECTRICAL SERVICES LTD→ SC771578 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AUTOMOTIONREPAIRS LIMITED→ SC794400 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AUTOSAFE (SCOTLAND) LTD.→ SC622228 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AUTOZONE HOLDINGS LTD→ SC809799 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AYR ROAD AUTOS LTD→ SC604622 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BARCLAY AUTOMOTIVE LTD→ SC827683 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BARRY DEVLIN COMMERCIALS LTD→ SC729898 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BARRY SPENCE VEHICLE REPAIRS LTD→ SC807990 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BELHAVEN CARS LTD→ SC539131 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BELHAVEN CARS SALES LTD→ SC735799 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELLSHILL AUTOS LTD→ SC834293 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-01-12
Jurisdictionscotland
Primary SIC45190 — SIC 45190
Registered office
Argyle Works
Park Street
Motherwell
Lanarkshire
ML1 1PF
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-18
Last: 2026-01-04
Officers (2 active · 0 resigned)
BROWN, George Millar→
Activedirector · ~70y · appointed 2010-01-12
View their other companies + combined net worth →
KINVIG, Callum→
Activedirector · ~27y · appointed 2022-02-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 3 properties | 26/01/2026 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 05/01/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (40 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-24
legacy
miscellaneous · RPCH01
2026-03-18
mortgage-create-with-deed
mortgage · MR01
2026-03-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-31
change-person-director-company-with-change-date
officers · CH01
2025-07-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-10-31
appoint-person-director-company-with-name-date
officers · AP01
2022-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-07