SGPS TRUSTEE LIMITED

🌿Early-stageactive

SC809790 · ltd · incorporated 2024-05-08

Investment thesis

Growth-phase business — story-led; valuation sensitive to momentum.

Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.

Why risky: Price often leads fundamentals; dependency on founder often high.

Why now

Window steady · medium confidence

Mixed signals — 1 changes over 30 days, no clear direction yet.

· Filings: 24 → 25

What changed my view

Last 30 days

Picture improved over the last 30 days — 1 positive signal vs 0 negative.

↑Filings: 24 → 25

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

73/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other activities auxiliary to insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

11 officers (7 active, 11 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

13 connected companies via shared directors

Filing history

25 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 officers

Counts from Companies House filing history.

Corporate timeline (39 events)Click to expand

2026-01-28
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2026-01-07
➕
ABRDN CORPORATE SECRETARY LIMITED appointed
corporate-secretary
2025-12-24
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-23
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-19
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-15
➖
BRADLEY, Sarah Jane resigned
secretary
2025-12-11
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-12-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-09
➕
SMART, Emily Jane appointed
director
2025-12-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-03
➖
ASPINWALL, Mark Alexander resigned
director
2025-09-12
📄
change-person-director-company-with-change-date
officers · CH01
2025-08-18
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-03-28
📄
change-account-reference-date-company-current-shortened
accounts · AA01
2024-08-23
📄
change-person-secretary-company-with-change-date
officers · CH03
2024-08-22
📄
change-person-director-company-with-change-date
officers · CH01
2024-08-22
📄
change-person-director-company-with-change-date
officers · CH01
2024-08-22
📄
change-person-director-company-with-change-date
officers · CH01
2024-08-22
📄
change-person-director-company-with-change-date
officers · CH01
2024-08-22
📄
change-person-director-company-with-change-date
officers · CH01
2024-08-22
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-01
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-07-31
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-30
➕
BRADLEY, Sarah Jane appointed
secretary
2024-07-30
➖
VAUX, Michael John resigned
secretary
2024-07-30
➖
VAUX, Michael John resigned
director
2024-07-23
➕
MENNIE, Patrick James appointed
director
2024-07-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-06-10
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2024-05-08
🏢
Company incorporated
As SGPS TRUSTEE LIMITED
2024-05-08
➕
HAMILTON, John Connor appointed
director
2024-05-08
➕
HOLMAN, Steven appointed
director
2024-05-08
➕
UPSHAW, Paul appointed
director
2024-05-08
➕
PAN TRUSTEES UK LLP appointed
corporate-director
2024-05-08
➕
VAUX, Michael John appointed
secretary
2024-05-08
➕
ASPINWALL, Mark Alexander appointed
director
2024-05-08
➕
VAUX, Michael John appointed
director
2024-05-08
📄
incorporation-company
incorporation · NEWINC

Owner dependency

60/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 67 — succession pressure is live.
+Young company: Only 2.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BRADLEY, Sarah Jane resigned 2025-12-15; ASPINWALL, Mark Alexander resigned 2025-12-03

Group structure

Aberdeen Corporate Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Aberdeen Corporate Services Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

SGPS TRUSTEE LIMITED

This company · SC809790

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Aberdeen Corporate Services Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	04/12/2025

1 historic (ceased) PSC

Stagecoach Group Limitedceased 04/12/2025· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · PH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
THE SCOTTISH LION INSURANCE COMPANY LIMITED→ SC025905 · est 1947 · no financials extracted	—	—	—	—	78y	83	79y
ALBASURE LTD.→ SC277428 · est 2004	—	—	—	100	21y	82	75y
CRIEFF FINANCIAL & MORTGAGE CENTRE LIMITED→ SC330821 · est 2007	—	—	—	300	18y	82	67y
THE LENDING CHANNEL LTD→ SC334818 · est 2007	—	—	—	2100	18y	81	61y
BLACKFORD FINANCIAL SOLUTIONS LIMITED→ SC324569 · est 2007	—	—	—	200	19y	80	58y
BRAIDS BRAWEST LIMITED→ SC244281 · est 2003	—	—	—	—	23y	80	61y
DUPPLIN INVESTMENTS LIMITED→ SC480480 · est 2014	—	—	—	0	12y	80	59y
HERITABLE LIMITED→ SC237615 · est 2002	—	—	—	—	23y	80	73y
KAIM INVESTMENT COMPANY LIMITED→ SC020977 · est 1939	—	—	—	2	87y	80	88y
PROFESSIONAL MORTGAGE ADVISERS LTD→ SC270934 · est 2004	—	—	—	200	21y	80	62y
RODNEY NEIL FINANCIAL SERVICES (BLAIRGOWRIE) LIMITED→ SC209096 · est 2000	—	—	£100.9k	—	25y	80	67y
STRATA GROUP HOLDINGS (SCOTLAND) LIMITED→ SC193882 · est 1999	—	—	—	0	27y	80	59y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2024-05-08

Jurisdictionscotland

Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

10 Dunkeld Road

Perth

Perthshire

PH1 5TW

United Kingdom

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-05-21

Last: 2026-05-07