A&D (FWT) PROPERTIES LTD

🏛️Establishedactive
SC644489 · ltd · incorporated 2019-10-15
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 0.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.6 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£15k£31k£46k£62k£77kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets—£77.4k
Current assets—£41.0k
Net assets—£77.4k
Average employees200—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2026-03-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-11-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-10-27
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  4. 2025-03-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-12-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-12-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2024-01-29
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  8. 2023-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-03-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-03-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-10-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-07-07
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  13. 2019-12-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2019-10-15
    🏢
    Company incorporated
    As A&D (FWT) PROPERTIES LTD
  15. 2019-10-15
    ➕
    MONK, Anthea Eileen appointed
    director
  16. 2019-10-15
    ➕
    MONK, Dale Craig appointed
    director
  17. 2019-10-15
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Dale Craig Monk
Individual · British · DOB 01/1976 · age 50
25–50%
—25-50% shares01/04/2024
Mrs Anthea Eileen Monk
Individual · British · DOB 05/1978 · age 48
25–50%
—25-50% shares15/10/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · G postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CALEDONIA WATERFRONT (HARBOUR ROAD) LIMITED→
SC345086 · est 2008
£623.3k
£529.8k–£716.8k
—£623.3k—17y8370y
BARRWOOD DEVELOPMENTS LIMITED→
SC055126 · est 1974
£117.8k
£100.1k–£135.5k
—£117.8k—52y8359y
CAIRN LETTING LIMITED→
SC210819 · est 2000
£40.0k
£34.0k–£46.0k
—£40.0k—25y8358y
AR (WELLMEADOW) LTD→
SC393743 · est 2011
£5.0k
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—£5.0k—15y8359y
AMBASSADOR REAL ESTATE INVESTMENTS LTD→
SC393740 · est 2011
£100
£85–£115
—£100—15y8359y
HOWE STREET PROPERTIES LIMITED→
SC435893 · est 2012
—£24.9k—013y8465y
ROSS & LIDDELL LIMITED→
SC097770 · est 1986
———10040y8460y
AEROBLUE LIMITED→
SC185922 · est 1998 · no financials extracted
————28y8373y
BALMORE ESTATES LIMITED→
SC435326 · est 2012
———30013y8360y
BEARSDEN SOLUTIONS LTD→
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———10015y8360y
BROOMPARK DEVELOPMENTS LIMITED→
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————31y8385y
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———044y8361y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-10-15
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

C/O Dylan Associates
0/2 780 Crow Rd, Jordanhill
Glasgow
G13 1LX
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-18
Last: 2025-12-04

Officers (2 active · 0 resigned)

MONK, Anthea Eileen→
director · ~48y · appointed 2019-10-15
View their other companies + combined net worth →
Active
MONK, Dale Craig→
director · ~50y · appointed 2019-10-15
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited
A registered charge2 properties27/10/2025—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (20 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-04
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2024-01-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-26