JOE COOL (HOLDINGS) LIMITED

🌿Early-stageactive
SC788482 · ltd · incorporated 2023-11-07
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed asset-holding vehicle — structural issues outweigh the discount.

Opportunity 70/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-01-31
Average employees0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2025-08-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-04-11
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  3. 2024-01-18
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  4. 2024-01-17
    📄
    legacy
    capital · SH20
  5. 2024-01-17
    ⚠️
    legacy
    insolvency · CAP-SS
  6. 2024-01-17
    📄
    resolution
    resolution · RESOLUTIONS
  7. 2024-01-17
    📄
    capital-allotment-shares
    capital · SH01
  8. 2023-11-07
    🏢
    Company incorporated
    As JOE COOL (HOLDINGS) LIMITED
  9. 2023-11-07
    MALCOLM, Katharine Margaret appointed
    director
  10. 2023-11-07
    WATTS, James Michael John appointed
    director
  11. 2023-11-07
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Young company: Only 2.5 years old — management layer unlikely to be developed.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2024-01-17: legacy

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr James Michael John Watts
Individual · British · DOB 08/1949 · age 77
2550%
25–50%25-50% shares · 25-50% voting07/11/2023
Ms Katharine Margaret Malcolm
Individual · British · DOB 04/1962 · age 64
2550%
25–50%25-50% shares · 25-50% voting07/11/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2023-11-07
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

Unit 25 Cupar Trading Estate
Cupar
Fife
KY15 4SX
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-11-20
Last: 2025-11-06

Officers (2 active · 0 resigned)

MALCOLM, Katharine Margaret
director · ~64y · appointed 2023-11-07
View their other companies + combined net worth →
Active
WATTS, James Michael John
director · ~77y · appointed 2023-11-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (10 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-13
accounts-with-accounts-type-dormant
accounts · AA
2025-08-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-17
change-account-reference-date-company-current-extended
accounts · AA01
2024-04-11
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-01-18
legacy
capital · SH20
2024-01-17
legacy
insolvency · CAP-SS
2024-01-17
resolution
resolution · RESOLUTIONS
2024-01-17
capital-allotment-shares
capital · SH01
2024-01-17
incorporation-company
incorporation · NEWINC
2023-11-07