JRW FINANCIAL MANAGEMENT LTD
🏛️Establishedactive
SC550645 · ltd · incorporated 2016-11-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed asset-holding vehicle — structural issues outweigh the discount.
Opportunity 69/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
11
filings
- • 4 persons-with-significant-control
- • 4 officers
- • 2 accounts
Last 180 days
11
filings
- • 4 persons-with-significant-control
- • 4 officers
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-03-10📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2026-03-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-03-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-03-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2026-03-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-05📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-03-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30➕CHAMBERS, Thomas Edward appointedsecretary
- 2026-01-30➕CARTY, Anthony Valentine appointeddirector
- 2026-01-30➕GREENAWAY, Neil appointeddirector
- 2026-01-30➖WALSH, Ian resigneddirector
- 2025-09-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-08-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-12📄withdrawal-of-the-directors-register-information-from-the-public-registerofficers · EW01
- 2023-04-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-18🏢Company incorporatedAs JRW FINANCIAL MANAGEMENT LTD
- 2016-11-18➕WALSH, Ian appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-13
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️majority
Cbpe Capital Llp
Corporate parent · holds 50-75% shares
🏛️majority
Cbpe Capital X Gp Llp
Corporate parent · holds 50-75% shares
⬇
JRW FINANCIAL MANAGEMENT LTD
This company · SC550645
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cbpe Capital Llp Corporate entity | 50–75% | 75–100% | 75-100% shares · 75-100% voting | 30/01/2026 |
Cbpe Capital X Gp Llp Corporate entity | 50–75% | — | 50-75% shares | 30/01/2026 |
2 historic (ceased) PSCs
- Karen Walshceased 30/01/2026· 25-50% shares · 25-50% voting
- Mr Ian Walshceased 30/01/2026· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GARVOCK HOLDINGS LTD→ SC794070 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GMS SERVICES (FIFE) LTD→ SC755212 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| GR HUGHES PROPERTY MANAGEMENT LIMITED→ SC621816 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HALLEY PROPERTY LTD→ SC800031 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HILLRIG HOLDINGS LIMITED→ SC768637 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HOME-START LEVENMOUTH→ SC280872 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| HONEYSUCKLE TAXIS LIMITED→ SC330436 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| JERKS HOLDINGS LIMITED→ SC686208 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| JUSTIN HUGHES LTD→ SC778945 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| K M DUNCAN AGRICULTURAL ENGINEERING LIMITED→ SC447955 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| KAYDANIC HOLDINGS LTD→ SC854044 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KDM NEWCO LIMITED→ SC875307 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-11-18
Jurisdictionscotland
Primary SIC64205 — Activities of financial services holding companies
Registered office
Priory View
Victoria Road
Kirkcaldy
Fife
KY1 2SA
United Kingdom
Filing status
Accounts
Next due: 2026-10-30
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-04-13OVERDUE
Last: 2025-03-30
Officers (3 active · 1 resigned)
CHAMBERS, Thomas Edward→
Activesecretary · appointed 2026-01-30
View their other companies + combined net worth →
CARTY, Anthony Valentine→
Activedirector · ~59y · appointed 2026-01-30
View their other companies + combined net worth →
GREENAWAY, Neil→
Activedirector · ~56y · appointed 2026-01-30
View their other companies + combined net worth →
WALSH, Ian→
Resigneddirector · ~63y · appointed 2016-11-18 · resigned 2026-01-30
Click a director name to see their full track record across all companies.
Recent filings (35 total)
change-account-reference-date-company-current-shortened
accounts · AA01
2026-03-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-09
appoint-person-director-company-with-name-date
officers · AP01
2026-03-06
change-account-reference-date-company-previous-extended
accounts · AA01
2026-03-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-05
appoint-person-director-company-with-name-date
officers · AP01
2026-03-05
appoint-person-secretary-company-with-name-date
officers · AP03
2026-03-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-05
termination-director-company-with-name-termination-date
officers · TM01
2026-03-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-06