ADD LETTINGS LTD

🌿Early-stageactive
SC774846 · ltd · incorporated 2023-07-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
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Turnover
year to Jul 2025
Net worth
book net assets
Opportunity
65/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 65/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

8 live charges · 2 lenders · oldest 2.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 2.5 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
-£17k-£13k-£9k-£5k-£564£4kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£34.4k
Current assets£3.6k
Net assets£-17.2k
Average employees0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
3
filings
  • 1 accounts
  • 1 capital
  • 1 resolution
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-12-24
    📄
    capital-allotment-shares
    capital · SH01
  3. 2025-12-04
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2025-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2025-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2025-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2025-09-01
    🔒
    Charge registered #7
    Lender: Aldermore Bank PLC
  12. 2025-09-01
    🔒
    Charge registered #6
    Lender: Aldermore Bank PLC
  13. 2025-09-01
    🔒
    Charge registered #5
    Lender: Aldermore Bank PLC
  14. 2025-09-01
    🔒
    Charge registered #4
    Lender: Aldermore Bank PLC
  15. 2025-09-01
    🔒
    Charge registered #3
    Lender: Aldermore Bank PLC
  16. 2025-09-01
    🔒
    Charge registered #2
    Lender: Aldermore Bank PLC
  17. 2025-08-18
    🔒
    Charge registered #8
    Lender: Aldermore Bank PLC
  18. 2025-03-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2023-11-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2023-11-01
    🔒
    Charge registered #1
    Lender: Paragon Bank PLC
  21. 2023-07-05
    🏢
    Company incorporated
    As ADD LETTINGS LTD
  22. 2023-07-05
    DONALDSON, Andrew David appointed
    director
  23. 2023-07-05
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 2.8 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med · 1 low
7 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2025-09-01: A registered charge; 2025-09-01: A registered charge; 2025-09-01: A registered charge

8 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Andrew David Donaldson
Individual · British · DOB 06/1973 · age 53
75100%
75–100%75-100% shares · 75-100% voting05/07/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-07-05
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

11 Alder Grove Scone
Perth
Perthshire
PH2 6TA
United Kingdom

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-07-28
Last: 2025-07-14

Officers (1 active · 0 resigned)

DONALDSON, Andrew David
director · ~53y · appointed 2023-07-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
8
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property01/09/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property01/09/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property01/09/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property01/09/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property01/09/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property01/09/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property18/08/2025
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property01/11/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (16 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-01
capital-allotment-shares
capital · SH01
2025-12-24
resolution
resolution · RESOLUTIONS
2025-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-14