GRAMPIAN ESTATES LIMITED
🌳Matureactive
SC491511 · ltd · incorporated 2014-11-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£46.8k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
9 live charges · oldest 11.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £46,762
Net assets shrinking
Down £2,735 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£47k
↓ 5.5% YoY
Current Assets
£94k
↑ 24% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £222.0k | £233.1k |
| Current assets | £93.9k | £75.6k |
| Net assets | £46.8k | £49.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 officers
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-01-14📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-06-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-03-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-05-31🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 2016-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-03-16🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 2015-12-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-11-19🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2015-11-19🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2015-11-19🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2015-11-19🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2015-11-19🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2015-11-19🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2015-04-30🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2014-11-18🏢Company incorporatedAs GRAMPIAN ESTATES LIMITED
- 2014-11-18➕ALI, Asim appointeddirector
- 2014-11-18➕EHSAN, Yasmeen appointeddirector
- 2014-11-18➕UL HAQ, Mohammad Ehsan appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
35/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mohammad Ehsan Ul-Haq Individual · British · DOB 12/1980 · age 46 | 25–50% | — | 25-50% shares | 17/11/2016 |
Mr Asim Ali Individual · British · DOB 02/1987 · age 39 | 25–50% | — | 25-50% shares | 17/11/2016 |
Yasmeen Ehsan Individual · British · DOB 10/1973 · age 53 | 25–50% | — | 25-50% shares | 17/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GLENAPPIN LIMITED→ SC063313 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| GLENCARSE LIMITED→ SC300878 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| GLENDEVON CONSTRUCTION LIMITED→ SC058643 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| GLENFARG REAL ESTATE LIMITED→ SC385859 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| GLENGASK LIMITED→ SC055519 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| GRANT ESTATE AND LETTING LTD→ SC878472 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GROAN LTD→ SC803085 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HAB PROPERTIES LTD→ SC722666 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HALLOS CHOICE UK LTD→ SC826222 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HEATHER MANAGEMENT LIMITED→ SC544248 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| HENDERSON AND DAUGHTERS (SCOTLAND) LTD→ SC673565 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HENDERSON LETTINGS LTD→ SC651538 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-11-18
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
2 Marshall Place
Perth
PH2 8AH
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (3 active · 0 resigned)
Active
EHSAN, Yasmeen→
Activedirector · ~53y · appointed 2014-11-18
View their other companies + combined net worth →
UL HAQ, Mohammad Ehsan→
Activedirector · ~46y · appointed 2014-11-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 31/05/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 16/03/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 30/04/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
change-person-director-company-with-change-date
officers · CH01
2026-01-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-23
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-11-21