9395 PROPERTY MANAGEMENT LIMITED

🌿Early-stageactive
SC749443 · ltd · incorporated 2022-11-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Nov 2024
Net worth
£-2.8k
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 67/100 (strong), bankability 52/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

5 live charges · 5 lenders · oldest 2.8y

0/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 2.8 years old — likely still in initial term.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £2,825
Cash YoY
+606%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£18k
↑ 606% YoY
Net Worth
-£3k
↑ 29% YoY
Current Assets
Current Liabilities
-£4k£499£5k£9k£14k£18kNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Total assets£113.0k£-4.0k
Cash£18.5k£2.6k
Net assets£-2.8k£-4.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 mortgage
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2025-12-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2025-12-10
    🔒
    Charge registered #5
    Lender: Bank of Scotland PLC, Birmingham Midshires Division
  3. 2025-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-12-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-12-09
    🔒
    Charge registered #4
    Lender: Aldermore Bank PLC
  6. 2024-07-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-07-04
    🔒
    Charge registered #3
    Lender: Leeds Building Society
  8. 2024-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-11-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2023-11-24
    🔒
    Charge registered #2
    Lender: Mortgage Works (UK) PLC
  11. 2023-07-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2023-06-30
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  13. 2022-11-04
    🏢
    Company incorporated
    As 9395 PROPERTY MANAGEMENT LIMITED
  14. 2022-11-04
    REYNOLDS, Shannon Lea appointed
    director
  15. 2022-11-04
    ROUTLEDGE, Oliver George Henry appointed
    director
  16. 2022-11-04
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Oliver George Henry Routledge
Individual · British · DOB 03/1993 · age 33
2550%
25–50%board control25-50% shares · 25-50% voting · board control04/11/2022
Miss Shannon Lea Reynolds
Individual · British · DOB 12/1995 · age 31
2550%
25–50%board control25-50% shares · 25-50% voting · board control04/11/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-11-04
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

17 Burn Terrace
Cambuslang
Glasgow
G72 7DN
Scotland

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-17
Last: 2025-11-03

Officers (2 active · 0 resigned)

REYNOLDS, Shannon Lea
director · ~31y · appointed 2022-11-04
View their other companies + combined net worth →
Active
ROUTLEDGE, Oliver George Henry
director · ~33y · appointed 2022-11-04
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
5
Outstanding
5
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC, Birmingham Midshires Division
A registered charge1 property10/12/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property09/12/2024
outstanding
Leeds Building Society
A registered charge1 property04/07/2024
outstanding
Mortgage Works (UK)
Mortgage Works (UK) PLC
A registered charge1 property24/11/2023
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property30/06/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (11 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-04
incorporation-company
incorporation · NEWINC
2022-11-04