8 INVESTMENTS SCOTLAND LTD
💤Zombieactive
SC686363 · ltd · incorporated 2021-01-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
23 live charges · 3 lenders · oldest 4.7y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.7 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2025-04-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-13🔒Charge registered #23Lender: The Mortgage Lender Limited
- 2025-03-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-21🔒Charge registered #22Lender: The Mortgage Lender Limited
- 2025-02-13🔒Charge registered #21Lender: Aldermore Bank PLC
- 2024-11-08📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-21🔒Charge registered #19Lender: The Mortgage Lender Limited
- 2024-06-21🔒Charge registered #18Lender: The Mortgage Lender Limited
- 2024-06-06🔒Charge registered #20Lender: The Mortgage Lender Limited
- 2024-04-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-04🔒Charge registered #17Lender: Paragon Bank PLC
- 2023-12-04🔒Charge registered #16Lender: The Mortgage Lender Limited
- 2023-03-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-17🔒Charge registered #15Lender: Paragon Bank PLC
- 2023-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-23🔒Charge registered #14Lender: Paragon Bank PLC
- 2022-12-15🔒Charge registered #13Lender: Paragon Bank PLC
- 2022-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-14🔒Charge registered #12Lender: The Mortgage Lender Limited
- 2022-11-14🔒Charge registered #11Lender: The Mortgage Lender Limited
- 2022-10-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-06🔒Charge registered #10Lender: The Mortgage Lender Limited
- 2022-08-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-19🔒Charge registered #9Lender: The Mortgage Lender Limited
- 2022-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-21🔒Charge registered #8Lender: The Mortgage Lender Limited
- 2022-05-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-10🔒Charge registered #7Lender: The Mortgage Lender Limited
- 2021-08-06🔒Charge registered #6Lender: The Mortgage Lender Limited
- 2021-08-06🔒Charge registered #5Lender: The Mortgage Lender Limited
- 2021-08-06🔒Charge registered #4Lender: The Mortgage Lender Limited
- 2021-08-06🔒Charge registered #3Lender: The Mortgage Lender Limited
- 2021-08-06🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2021-08-06🔒Charge registered #1Lender: The Mortgage Lender Limited
- 2021-01-18🏢Company incorporatedAs 8 INVESTMENTS SCOTLAND LTD
- 2021-01-18➕CHOWDHARY, Jasdeep Singh appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 low23 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jasdeep Singh Chowdhary Individual · British · DOB 05/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/01/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & H (SCOTLAND) LIMITED→ SC247478 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| A & I FORSYTH LIMITED→ SC556363 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| A H PROPERTIES (SCOT) LTD→ SC598555 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A I N HOLDINGS LIMITED→ SC813366 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AEP STORES LIMITED→ SC619462 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AFFIRM PROPERTY LIMITED→ SC792223 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AG PRIME PROPERTY LTD→ SC880995 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AG PROPERTY & INVESTMENTS LIMITED→ SC476760 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AG&L PROPERTIES LTD→ SC688200 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AGCCPROPERTY LTD→ SC822363 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGL INVESTMENTS LIMITED→ SC750211 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AGNEW PROPERTY LTD→ SC558449 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-01-18
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
47 Aytoun Road
Glasgow
G41 5HW
United Kingdom
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-04-06
Last: 2026-03-23
Officers (1 active · 0 resigned)
CHOWDHARY, Jasdeep Singh→
Activedirector · ~44y · appointed 2021-01-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
23
Outstanding
3
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 13/03/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 21/02/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/02/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 21/06/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 21/06/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/06/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 04/12/2023 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 04/12/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/01/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/12/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/12/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 14/11/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 14/11/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/10/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 19/08/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 21/06/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 10/05/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/08/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/08/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/08/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/08/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/08/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 06/08/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-03
mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-23