DAT FINANCIAL PLANNING LTD
💤Zombieactive
SC660787 · ltd · incorporated 2020-05-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2025-08-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-07📄capital-allotment-sharescapital · SH01
- 2022-02-07📄resolutionresolution · RESOLUTIONS
- 2021-10-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-07🏢Company incorporatedAs DAT FINANCIAL PLANNING LTD
- 2020-05-07➕TREMBLE, Douglas Arthur appointeddirector
- 2020-05-07📄incorporation-companyincorporation · NEWINC
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Nicola Jayne Tremble Individual · British · DOB 12/1970 · age 56 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/01/2022 |
Mr Douglas Arthur Tremble Individual · British · DOB 05/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/05/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BESPOKE HOME FINANCE LTD→ SC493767 · est 2014 | £193.7k £140.8k–£246.5k | — | — | 1 | 11y | 78 | 60y |
| DALBEATTIE FINANCE COMPANY LIMITED→ SC031300 · est 1956 · no financials extracted | — | — | — | — | 70y | 82 | 65y |
| CARSPHAIRN RENEWABLE ENERGY FUND LIMITED→ SC359237 · est 2009 | — | — | — | 0 | 16y | 79 | 82y |
| ARLA FOODS GP LIMITED→ SC550037 · est 2016 · no financials extracted | — | — | — | — | 9y | 77 | 64y |
| ALASTAIR PATERSON LIMITED→ SC867953 · est 2025 · no financials extracted | — | — | — | — | — | 76 | 74y |
| CJJ RASCAL LTD→ SC725638 · est 2022 | — | — | £2.7k | — | 4y | 76 | 65y |
| DALLING WEALTH MANAGEMENT LIMITED→ SC612175 · est 2018 | — | — | £73.1k | — | 7y | 76 | 60y |
| ANNANDALE TRUSTEES LIMITED→ SC155060 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| BITHELL ASSET FINANCE SOLUTIONS LTD→ SC482478 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BORDER FINANCE LIMITED→ SC366555 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CCRS BROKERS LIMITED→ SC345403 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CORNERSTONES PROPERTY LTD→ SC825182 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-05-07
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
121 Annan Road
Dumfries
DG1 3EW
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-09-23
Last: 2025-09-09
Officers (1 active · 0 resigned)
TREMBLE, Douglas Arthur→
Activedirector · ~47y · appointed 2020-05-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (17 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-07-25
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-19
capital-allotment-shares
capital · SH01
2022-02-07
resolution
resolution · RESOLUTIONS
2022-02-07
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-07