GARRY HAY INSURE LTD
Opportunity 69/100 (strong), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | — | £32.3k |
| Current assets | — | £2.7k |
| Net assets | — | £32.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 gazette
- • 1 gazette
- • 1 gazette
Corporate timeline (15 events)Click to expand
- 2026-04-14📄gazette-notice-compulsorygazette · GAZ1
- 2025-09-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-18➕HAY, Rhuaraidh Garry appointeddirector
- 2020-10-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-22➖HAY, Rhuaraidh Garry resigneddirector
- 2019-12-20🏢Company incorporatedAs GARRY HAY INSURE LTD
- 2019-12-20➕HAY, Garry appointeddirector
- 2019-12-20➕HAY, Louise Marie appointeddirector
- 2019-12-20➕HAY, Rhuaraidh Garry appointeddirector
- 2019-12-20📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-01-02
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Garry Hay Individual · Scottish · DOB 08/1959 · age 67 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 20/12/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
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