PICKYBIZ HOLDINGS LIMITED
💤Zombieactive
SC648996 · ltd · incorporated 2019-12-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 2.0y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.0 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 1 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-18📄capital-name-of-class-of-sharescapital · SH08
- 2024-04-18📄memorandum-articlesincorporation · MA
- 2024-04-18📄resolutionresolution · RESOLUTIONS
- 2024-04-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-05➖LOTHIAN, Victoria resigneddirector
- 2024-04-05🔒Charge registered #1Lender: Paul Lothian
- 2024-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-05📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-02-26📄resolutionresolution · RESOLUTIONS
- 2020-02-24📄capital-allotment-sharescapital · SH01
- 2020-02-20📄capital-name-of-class-of-sharescapital · SH08
- 2019-12-06🏢Company incorporatedAs PICKYBIZ HOLDINGS LIMITED
- 2019-12-06➕LOTHIAN, Paul Mclauchlan appointeddirector
- 2019-12-06➕LOTHIAN, Victoria appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Charles Crichton Individual · British · DOB 02/1971 · age 55 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/04/2024 |
Alistair Lauchlan Individual · British · DOB 08/1973 · age 53 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/04/2024 |
Mr Paul Mclauchlan Lothian Individual · British · DOB 03/1968 · age 58 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/12/2019 |
1 historic (ceased) PSC
- Mrs Victoria Lothianceased 05/04/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Holding company · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FEUDUTIES LIMITED→ SC053153 · est 1973 | — | — | — | — | 52y | 83 | 71y |
| BLACKADDERS TRUSTEES LIMITED→ SC213924 · est 2000 | — | — | — | — | 25y | 82 | 64y |
| SG LIVING SPACES LTD→ SC851681 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SK MCGUIRE HOLDINGS LIMITED→ SC799921 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| TAYBUS HOLDINGS LIMITED→ SC118811 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| THE LINCOLN BEAN COMPANY LIMITED→ SC248247 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| TTD LIMITED→ SC353509 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| UPPER DENS LANDSCAPING LIMITED→ SC205201 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| VERUS TRUSTEE COMPANY LIMITED→ SC764444 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| WATERSIDE COMMUNITY LIMITED→ SC277629 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| WE CARE FOR CHILDREN HOLDINGS LIMITED→ SC884340 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| WEST RANGA DEVELOPMENTS OPCO LIMITED→ SC758373 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-12-06
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Chapelshade House
78-84 Bell Street
Dundee
DD1 1HN
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-12-19
Last: 2025-12-05
Officers (1 active · 1 resigned)
LOTHIAN, Paul Mclauchlan→
Activedirector · ~58y · appointed 2019-12-06
View their other companies + combined net worth →
LOTHIAN, Victoria→
Resigneddirector · ~49y · appointed 2019-12-06 · resigned 2024-04-05
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paul Lothian / Victoria Lothian | A registered charge | — | 05/04/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-07
capital-name-of-class-of-shares
capital · SH08
2024-04-18
memorandum-articles
incorporation · MA
2024-04-18
resolution
resolution · RESOLUTIONS
2024-04-18
termination-director-company-with-name-termination-date
officers · TM01
2024-04-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-05