CARDZONE (OVERSEAS) LIMITED
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (23 events)Click to expand
- 2026-03-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-06📄resolutionresolution · RESOLUTIONS
- 2020-02-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2020-02-06📄legacyaccounts · PARENT_ACC
- 2020-02-06📄legacyother · AGREEMENT2
- 2020-02-06📄legacyother · GUARANTEE2
- 2019-06-17📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-01-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-04➖MACKINNON, Allan resigneddirector
- 2019-01-04➖MACKINNON, Elaine resigneddirector
- 2018-10-18📄resolutionresolution · RESOLUTIONS
- 2018-10-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-11➕TAYLOR, Paul Linley appointeddirector
- 2017-01-06🏢Company incorporatedAs CARDZONE (OVERSEAS) LIMITED
- 2017-01-06➕MACKINNON, Allan appointeddirector
- 2017-01-06➕MACKINNON, Elaine appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanGroup structure
Cardzone Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cardzone Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 11/09/2018 |
2 historic (ceased) PSCs
- Mr Allan Mackinnonceased 11/09/2018· 25-50% shares · 25-50% voting
- Mrs Elaine Mackinnonceased 11/09/2018· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.