K M DUNCAN AGRICULTURAL ENGINEERING LIMITED
🌳Matureactive
SC447955 · ltd · incorporated 2013-04-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of agricultural holding companies
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 73-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 10.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 3 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-11📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-04-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-03-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-05-11🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2016-04-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-06-01📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-04-18🏢Company incorporatedAs K M DUNCAN AGRICULTURAL ENGINEERING LIMITED
- 2013-04-18➕DUNCAN, Gillian appointeddirector
- 2013-04-18➕DUNCAN, Kenneth appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "DUNCAN" — strong identity link between founder and business.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kenneth Duncan Individual · British · DOB 11/1953 · age 73 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mrs Gillian Duncan Individual · British · DOB 01/1964 · age 62 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Holding company · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GARVOCK HOLDINGS LTD→ SC794070 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GMS SERVICES (FIFE) LTD→ SC755212 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| HALLEY PROPERTY LTD→ SC800031 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HOME-START LEVENMOUTH→ SC280872 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| HONEYSUCKLE TAXIS LIMITED→ SC330436 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| JUSTIN HUGHES LTD→ SC778945 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LYNEDOCH LIVING LTD→ SC781788 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MACHRAY HOLDINGS LIMITED→ SC614669 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MCPAKE HOLDINGS LTD→ SC858888 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| METAFLAKE TRUSTEE COMPANY LIMITED→ SC867060 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MGT TECHNOLOGY LIMITED→ SC444381 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| MICHAEL PHILIP PROPERTIES LIMITED→ SC787365 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-04-18
Jurisdictionscotland
Primary SIC64201 — Activities of agricultural holding companies
Registered office
The Smithy Main Road
Arncroach
Anstruther
Fife
KY10 2RQ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-02
Last: 2026-04-18
Officers (2 active · 0 resigned)
DUNCAN, Gillian→
Activedirector · ~62y · appointed 2013-04-18
View their other companies + combined net worth →
DUNCAN, Kenneth→
Activedirector · ~73y · appointed 2013-04-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 11/05/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-13
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-18
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-18
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-29
confirmation-statement-with-updates
confirmation-statement · CS01
2020-05-11