COOPERATIVE LEARNING CONSULTANTS LIMITED
🌳Matureactive
SC522642 · ltd · incorporated 2015-12-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£10.1k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other education n.e.c.
Sector: Education
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 10.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £10,083
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£10k
↑ 449% YoY
Current Assets
£16k
↓ 48% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £10.1k | £9.3k |
| Current assets | £15.9k | £30.8k |
| Net assets | £10.1k | £1.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-12-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-18📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-04-15📄capital-allotment-sharescapital · SH01
- 2016-04-15📄capital-allotment-sharescapital · SH01
- 2016-04-14📄capital-name-of-class-of-sharescapital · SH08
- 2016-03-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-03-01🔒Charge registered #1Lender: Bank of Scotland PLC
- 2015-12-16🏢Company incorporatedAs COOPERATIVE LEARNING CONSULTANTS LIMITED
- 2015-12-16➕DAMMER, Karen appointeddirector
- 2015-12-16➕GRAVES, Stewart appointeddirector
- 2015-12-16📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Karen Dammer Individual · British · DOB 04/1978 · age 48 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mr Stewart Graves Individual · British · DOB 04/1984 · age 42 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| ABERDEEN COLLEGE OF PERFORMING ARTS LIMITED→ SC881824 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALL YOU NEED IS LOVE UK→ SC424041 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ALMA TAY LTD→ SC518889 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANGUS PRIDE CIC→ SC816689 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BALGILLO NURSERIES LIMITED→ SC391911 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| BUTTERFLIES EMMOCK WOODS LTD→ SC869981 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CENTRED LEARNING LIMITED→ SC555434 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CPD TRAINING SOLUTIONS (SCOTLAND) LIMITED→ SC442442 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| D & P HAPPY DAYS LIMITED→ SC337725 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| DANCILICIOUS DANCE COMPANY LTD→ SC688859 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DIOCESE OF DUNKELD (NOMINEES) LIMITED→ SC641316 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DUNDEE TRIBE CHEERLEADERS CIC→ SC834672 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-12-16
Jurisdictionscotland
Primary SIC85590 — Other education n.e.c.
Registered office
41 Hillpark Drive
Birkhill
Dundee
DD2 5QZ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-28
Last: 2025-12-14
Officers (2 active · 0 resigned)
DAMMER, Karen→
Activedirector · ~48y · appointed 2015-12-16
View their other companies + combined net worth →
GRAVES, Stewart→
Activedirector · ~42y · appointed 2015-12-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 01/03/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (25 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-14
change-account-reference-date-company-current-extended
accounts · AA01
2022-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-16
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-28
accounts-with-accounts-type-micro-entity
accounts · AA
2019-04-11