J N I AGRICULTURAL LIMITED

🌳Matureactive
SC511191 · ltd · incorporated 2015-07-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£-504.0k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -99% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 9.7y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 9.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £504,021
Cash draining
Cash down 99% YoY
Cash YoY
-99%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£3k
↓ 99% YoY
Net Worth
-£504k
~ YoY
Current Assets
£3k
↓ 98% YoY
Current Liabilities
-£504k-£367k-£231k-£94k£43k£179kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£-504.0k£-502.6k
Current assets£2.6k£126.4k
Cash£2.6k£179.4k
Debtors£-53.0k
Net assets£-504.0k£-502.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-08-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-01-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-04-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-03-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-04-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2021-04-15
    🔓
    Charge satisfied #2
  9. 2021-04-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2021-04-01
    🔓
    Charge satisfied #1
  11. 2021-01-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-01-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-12-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2018-12-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2018-12-03
    IRONSIDE, Beth appointed
    director
  17. 2018-11-10
    IRONSIDE, Andrew Neil resigned
    director
  18. 2018-01-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  19. 2017-07-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2017-07-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2016-09-22
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  22. 2016-08-17
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  23. 2015-07-20
    🏢
    Company incorporated
    As J N I AGRICULTURAL LIMITED
  24. 2015-07-20
    IRONSIDE, Jennifer appointed
    director
  25. 2015-07-20
    IRONSIDE, Andrew Neil appointed
    director

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Jni (Holdings) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Jni (Holdings) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
J N I AGRICULTURAL LIMITED
This company · SC511191

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Jni (Holdings) Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-07-20
Jurisdictionscotland
Primary SIC01500 — SIC 01500

Registered office

51-53 High Street
Turriff
AB53 4EJ
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-08-03
Last: 2025-07-20

Officers (2 active · 1 resigned)

IRONSIDE, Beth
director · ~27y · appointed 2018-12-03
View their other companies + combined net worth →
Active
IRONSIDE, Jennifer
director · ~60y · appointed 2015-07-20
View their other companies + combined net worth →
Active
IRONSIDE, Andrew Neil
director · ~55y · appointed 2015-07-20 · resigned 2018-11-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge2 properties22/09/201615/04/2021
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge17/08/201601/04/2021

Recent filings (31 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-07
change-person-director-company-with-change-date
officers · CH01
2024-08-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-11
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-10
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-23
mortgage-satisfy-charge-full
mortgage · MR04
2021-04-15
mortgage-satisfy-charge-full
mortgage · MR04
2021-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-18
confirmation-statement-with-updates
confirmation-statement · CS01
2020-10-02