CLYDE VALLEY DENTAL PRACTICE LIMITED
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
2 live charges · oldest 12.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £737.5k | £563.0k |
| Current assets | £674.5k | £457.7k |
| Cash | £98.6k | £91.7k |
| Debtors | £574.1k | £364.1k |
| Net assets | £699.0k | £512.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 mortgage
- • 1 accounts
Corporate timeline (20 events)Click to expand
- 2026-03-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-19🔓Charge satisfied #1
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-02📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-06-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-09-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-02-20📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-22🔒Charge registered #2Lender: Bank of Scotland PLC
- 2014-04-16🔒Charge registered #1Lender: Bank of Scotland PLC
- 2014-01-06🏢Company incorporatedAs CLYDE VALLEY DENTAL PRACTICE LIMITED
- 2014-01-06➕PERCIVAL, Shelley appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Shelley Percival Individual · British · DOB 01/1975 · age 51 | — | — | sig. influencesignificant influence | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 22/12/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 16/04/2014 | 19/03/2026 |