PAUL WILLIAMSON CARS LIMITED
🌳Matureactive
SC465515 · ltd · incorporated 2013-12-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 12.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-26🔓Charge satisfied #1
- 2023-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-20🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2021-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-12-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-28📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-08📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-01-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-02-13🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2013-12-10🏢Company incorporatedAs PAUL WILLIAMSON CARS LIMITED
- 2013-12-10➕WILLIAMSON, Elaine appointeddirector
- 2013-12-10➕WILLIAMSON, Paul Charles appointeddirector
Owner dependency
94/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "WILLIAMSON" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Charles Williamson Individual · British · DOB 09/1964 · age 62 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HIGHLAND MOTOR PARTS LIMITED→ SC228871 · est 2002 | £9.39M £7.51M–£11.26M | — | — | 75 | 24y | 88 | 64y |
| MARTINS AUTOS LTD→ SC651505 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| MITCHELLS MOTORCYCLES LTD.→ SC312712 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| MORAY FIRTH MOTORS LTD.→ SC243924 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| MOTOVISION LTD→ SC604260 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MT AUTOS LOSSIE LTD→ SC487475 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| P&G BODYSHOP LTD→ SC862582 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| R & E HOGG LTD.→ SC352552 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| RIMTECH LIMITED→ SC400768 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| RL AUTOCARE LTD→ SC803685 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| SANDY REID SLR AUTO REPAIRS LTD→ SC636624 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| SKS COATINGS LTD→ SC638384 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-12-10
Jurisdictionscotland
Primary SIC45112 — SIC 45112
Registered office
Viewfield Lochiepots Road
Miltonduff
Elgin
Moray
IV30 8WL
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-24
Last: 2025-12-10
Officers (2 active · 0 resigned)
WILLIAMSON, Elaine→
Activedirector · ~59y · appointed 2013-12-10
View their other companies + combined net worth →
WILLIAMSON, Paul Charles→
Activedirector · ~62y · appointed 2013-12-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/07/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 13/02/2014 | 26/07/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-22
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-20