SCOTAM PENSION TRUSTEES LIMITED

🌳Matureactive

SC465349 · ltd · incorporated 2013-12-06

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

25 officers (9 active, 25 linked, 23 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

72 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (62 events)Click to expand

2025-10-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-13
➖
AULD, Kenneth John resigned
director
2025-10-09
➕
BELL, Ewan Amos appointed
director
2025-09-30
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-01-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-13
➕
SANGSTER, Mark David appointed
director
2025-01-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-31
➖
JACK, Martin Alan resigned
director
2024-09-30
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-08-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-06-01
➕
LAM, Karen appointed
director
2023-12-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-11-30
➕
O'DONNELL, John, Mr. appointed
director
2023-10-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-10-27
➖
MCCROSSON, Michelle Margaret Ann resigned
director
2023-10-04
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-06-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-29
➖
ATKIN, John Christopher, Mr. resigned
director
2023-01-10
📄
change-person-director-company-with-change-date
officers · CH01
2023-01-10
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-23
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-09-08
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-07
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-07
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-05
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-12-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-02
➕
CHAPPELL, Daniel appointed
director
2021-10-14
➕
AULD, Kenneth John appointed
director
2021-09-26
➖
PATERSON, Maurice Dinsmore resigned
director
2021-06-30
➖
HIGGINS, David Charles resigned
director
2020-09-01
➕
RUTHERFORD, Robert William appointed
director
2020-09-01
➕
SWAN, Andrew Ian Spence appointed
director
2020-08-31
➖
MULLIGAN, Ciaran Joseph resigned
director
2019-10-31
➖
MARTIN, David Charles resigned
director
2019-10-17
➕
M&G MANAGEMENT SERVICES LIMITED appointed
corporate-secretary
2019-10-17
➖
PRUDENTIAL GROUP SECRETARIAL SERVICES LIMITED resigned
corporate-secretary
2019-05-01
➕
CARSON, Scott appointed
director
2019-05-01
➕
MCCROSSON, Michelle Margaret Ann appointed
director
2019-02-28
➖
MARTIN, John Buchanan resigned
director
2018-08-31
➖
MCKEOWN, Jean Marion resigned
director
2017-11-28
➕
JACK, Martin Alan appointed
director
2017-11-11
➖
POLLOCK, Henry Gregor resigned
director
2017-03-20
➕
ATKIN, John Christopher, Mr. appointed
director
2016-09-30
➕
MARTIN, John Buchanan appointed
director
2015-12-09
➕
MULLIGAN, Ciaran Joseph appointed
director
2015-06-03
➖
PEARD, Howard Norman Harrison resigned
director
2015-02-11
➕
HIGGINS, David Charles appointed
director
2015-02-11
➖
STEWART, Alexander Donald resigned
director

Showing most recent 50 of 62 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Prudential Financial Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Prudential Financial Services Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

SCOTAM PENSION TRUSTEES LIMITED

This company · SC465349

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Prudential Financial Services Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

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RUKWA LIMITED→ SC579090 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
RUSSEL + AITKEN NOMINEES LIMITED→ SC052053 · est 1972 · no financials extracted	—	—	—	—	53y	—	—
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SAFE STAY REGISTERED LTD→ SC811573 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
SAVEONLIFE.CO.UK LIMITED→ SC411609 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive

Typeltd

Incorporated2013-12-06

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

5 Central Way

Kildean Business Park

Stirling

FK8 1FT

United Kingdom

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-01-20

Last: 2026-01-06