MOR INSIGHT LIMITED
🌳Matureactive
SC444232 · ltd · incorporated 2013-03-05
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£39.0k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
- 82990Other business support service activities n.e.c.
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £39,005
Net assets shrinking
Down £29,209 YoY
Cash YoY
-24%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£67k
↓ 24% YoY
Net Worth
£39k
↓ 43% YoY
Current Assets
£73k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £39.0k | £68.2k |
| Current assets | £73.2k | — |
| Cash | £67.5k | £88.4k |
| Debtors | £5.8k | — |
| Net assets | £39.0k | £68.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-18📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-06-14📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-03-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-03-05🏢Company incorporatedAs MOR INSIGHT LIMITED
- 2013-03-05➕PARK, Jonathan Victor appointeddirector
- 2013-03-05➕PARK, Morag appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Morag Park Individual · British · DOB 03/1973 · age 53 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Jonathan Victor Parkceased 08/03/2022· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FULCRUM INSURED EMPLOYEE BENEFITS LIMITED→ SC335390 · est 2007 | — | — | £89.8k | — | 18y | 82 | 65y |
| DENIS O. BROWN & ASSOCIATES LIMITED→ SC046416 · est 1969 · no financials extracted | — | — | — | — | 57y | — | — |
| MACFARLANE GRAY FINANCIAL SERVICES LIMITED→ SC197774 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| NM51 LTD→ SC791570 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ROZELLE MORTGAGES LTD→ SC794111 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| RUKWA LIMITED→ SC579090 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| RUSSEL + AITKEN NOMINEES LIMITED→ SC052053 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| RUSSELL MORTGAGES LTD→ SC579313 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| SAFE STAY REGISTERED LTD→ SC811573 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SAVEONLIFE.CO.UK LIMITED→ SC411609 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| SECURE MORTGAGES AND PROTECTION LTD→ SC636756 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| SEVEN STARS ACCOUNTANTS LTD→ SC589836 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-05
Jurisdictionscotland
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
8 The Glebe
Gargunnock
Stirling
FK8 3AX
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05
Officers (2 active · 0 resigned)
PARK, Jonathan Victor→
Activedirector · ~53y · appointed 2013-03-05
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Recent filings (28 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-20
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-09