JH DUNCAN ENTERPRISES LIMITED
🌳Matureactive
SC462406 · ltd · incorporated 2013-10-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£405.9k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: SIC 03110
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 9.0y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £405,850
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£406k
↑ 8.3% YoY
Current Assets
£351k
↑ 7.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £574.3k | £544.4k |
| Current assets | £351.2k | £327.7k |
| Net assets | £405.9k | £374.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-06📄capital-name-of-class-of-sharescapital · SH08
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16🔓Charge satisfied #6
- 2024-08-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-26🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2024-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-30➕DUNCAN, Jodie Leanne appointeddirector
- 2023-03-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-05📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-11-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-27🔒Charge registered #5Lender: Aldermore Bank PLC
- 2020-08-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-10🔓Charge satisfied #1
- 2020-06-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-06-27🔓Charge satisfied #2
- 2020-04-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-25🔒Charge registered #4Lender: Aldermore Bank PLC
- 2019-01-09🔒Charge registered #3Lender: Aldermore Bank PLC
- 2017-08-23🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2017-04-18🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2013-10-28🏢Company incorporatedAs JH DUNCAN ENTERPRISES LIMITED
- 2013-10-28➕DUNCAN, Jodie Leanne appointedsecretary
- 2013-10-28➕DUNCAN, Johnny appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "DUNCAN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Johnny Duncan Individual · British · DOB 01/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| OCHILVIEW MUSHROOMS LTD→ SC839029 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| OVER RANKEILOUR ESTATE LIMITED→ SC881116 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PAWS WITH PIPER LTD→ SC878283 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PITLOCHIE FARMING COMPANY LIMITED→ SC182796 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| PROVAN CONTRACTING LIMITED→ SC881513 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PTREE SURGERY & GROUNDWORKS LIMITED→ SC816046 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RF FARMING LIMITED→ SC504705 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ROBINSON CRUSOE (ENTITLEMENTS) LIMITED→ SC520332 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ROSSLYN GARDENS LTD→ SC744401 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| S M GRAHAM LTD→ SC429554 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| SALTYLIP LTD.→ SC754373 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| SANDA ISLAND LIMITED→ SC374073 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-10-28
Jurisdictionscotland
Primary SIC03110 — SIC 03110
Registered office
30 Swift Street
Dunfermline
Fife
KY11 8SN
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-06-08
Last: 2025-05-25
Officers (3 active · 0 resigned)
DUNCAN, Jodie Leanne→
Activesecretary · appointed 2013-10-28
View their other companies + combined net worth →
DUNCAN, Jodie Leanne→
Activedirector · ~38y · appointed 2023-03-30
View their other companies + combined net worth →
DUNCAN, Johnny→
Activedirector · ~44y · appointed 2013-10-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
3
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 26/07/2024 | 16/08/2024 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 27/10/2020 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 25/01/2019 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 09/01/2019 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 23/08/2017 | 27/06/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 18/04/2017 | 10/08/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (49 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-30
capital-name-of-class-of-shares
capital · SH08
2025-03-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-15
appoint-person-director-company-with-name-date
officers · AP01
2023-03-30
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-25
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-28
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-11-05