BOWER HAIR LTD
- · Oldest live charge 12.8y old — refinance window within 12 months
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 12.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2026-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-05-11📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-08-06🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2013-07-22🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2012-05-11🏢Company incorporatedAs BOWER HAIR LTD
- 2012-05-11➕FERGUSON, Andrew Bruce appointeddirector
- 2012-05-11➕FERGUSON, Lorraine appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Bruce Ferguson Individual · British · DOB 06/1969 · age 57 | 50–75% | — | 50-75% shares | 01/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BRAESIDE LANDSCAPES LTD→ SC730343 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| BRIDGECREST PROPERTIES LTD.→ SC285628 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BRIGHT BINS FIFE LTD→ SC827575 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BRIGHT LIGHT TRAFFIC MANAGEMENT LTD→ SC763693 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BRIGHT STARTS NURSERY (SCOTLAND) LTD→ SC420580 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| BRITTANY WILSON COACHING LIMITED→ SC821582 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BROOMFIELD PSYCHOLOGY LTD→ SC694173 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BRYSON & HARE LIMITED→ SC727125 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BUBBLES BOUTIQUE HAIR & BEAUTY LIMITED→ SC571753 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BUILDING BLOCKS FLEXIBLE CHILD CARE LIMITED→ SC228625 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| BURNSIDE PET RETREAT LIMITED→ SC794043 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 06/08/2013 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 22/07/2013 | — |