SOUTH ISLAY DEVELOPMENT

🌳Matureactive

SC400320 · private-limited-guarant-nsc-limited-exemption · incorporated 2011-05-26

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 3.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

A membership-based community development organisation serving the southern part of Islay, Scotland, likely coordinating local initiatives, representing residents' interests, and facilitating services or projects to benefit that rural island community.

Primary activity: Activities of other membership organisations n.e.c.

Sector: Other service activities

Investor take

Pursue

Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 3.9y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Charge age ~3.9 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 20/100 — clean.

Data confidence

Overall: low (50/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

29 officers (10 active, 29 linked, 26 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

3 connected companies via shared directors

Filing history

95 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (70 events)Click to expand

2026-04-14
📄
accounts-with-accounts-type-group
accounts · AA
2025-02-20
📄
accounts-with-accounts-type-group
accounts · AA
2024-12-03
📄
change-person-director-company-with-change-date
officers · CH01
2024-12-02
📄
change-person-director-company-with-change-date
officers · CH01
2024-12-02
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-19
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-19
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-11-18
➖
MACGILLIVRAY, Alyson Mcleod, Mrs. resigned
secretary
2024-06-05
➖
GILLESPIE, Alexander Neil resigned
director
2024-06-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-07
📄
accounts-with-accounts-type-group
accounts · AA
2023-02-09
📄
memorandum-articles
incorporation · MA
2023-02-09
📄
statement-of-companys-objects
change-of-constitution · CC04
2023-02-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-01-27
📄
accounts-with-accounts-type-group
accounts · AA
2023-01-19
➖
BULLER, Diana Mary resigned
director
2022-07-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-25
➖
ADDISON, Grant resigned
director
2022-07-25
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-04
🔒
Charge registered #1
Lender: Argyll and Bute Council
2022-03-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-03-10
➕
GORDON, Rosie Alice appointed
director
2022-02-23
📄
accounts-with-accounts-type-full
accounts · AA
2021-08-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-08-04
➕
GILLESPIE, Alexander Neil appointed
director
2021-05-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-05-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-05-19
➕
ADDISON, Grant appointed
director
2021-05-14
➖
MCGEACHY, Emma Jane resigned
director
2021-04-30
➖
MCDOUGALL, Susan Isabella resigned
director
2021-04-27
➖
FARRELL, Jane Anne resigned
director
2021-02-20
➖
NEWMAN, Angus resigned
director
2020-02-20
➕
JOHNSTON, Dionne Louise appointed
director
2020-02-20
➕
PAISLEY, Jordan James appointed
director
2020-02-20
➖
MCNAB, Eleanor Margaret Quintin resigned
director
2019-10-24
➕
MCFARLANE, James Boyd appointed
director
2019-09-01
➕
FAGGETTER, Ian Michael appointed
director
2019-09-01
➕
FARRELL, Jane Anne appointed
director
2019-08-17
➖
CAMPBELL, Allan Cameron resigned
director
2017-08-15
➖
MACALLISTER, Flora resigned
director
2017-08-15
➖
MITCHELL, Cameron Mckenzie resigned
director
2017-06-26
➕
MACGILLIVRAY, Alyson Mcleod, Mrs. appointed
secretary
2017-05-31
➖
MACLEAN, Garry Robert resigned
secretary
2016-06-03
➕
MCGRANN, Patrick John, Dr appointed
director
2016-06-03
➕
MCNAB, Eleanor Margaret Quintin appointed
director
2016-02-23
➖
KNOWLES, Jean Mary, Dr resigned
director
2015-10-28
➕
MACLEAN, Garry Robert appointed
secretary
2015-10-23
➖
LAURIE, Kirsten Eleanor resigned
secretary
2015-03-05
➖
MACTAGGART, Ciara Mhairi resigned
director
2015-03-05
➕
MCDOUGALL, Susan Isabella appointed
director

Showing most recent 50 of 70 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

83/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 15 years.
secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · PA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
LOCH EARN DEVELOPMENT COMPANY LTD→ SC018491 · est 1935	—	—	£17.6k	—	91y	83	69y
STRUTHERS MEMORIAL CHURCH→ SC335480 · est 2007 · no financials extracted	—	—	—	—	18y	83	66y
AN TAIRBEART LIMITED→ SC139476 · est 1992	—	—	£946.0k	—	33y	82	94y
CHURCHILL (SCOTLAND) PROPERTIES LIMITED→ SC202429 · est 1999	—	—	£5.1k	—	26y	82	74y
R & C MURRAY LIMITED→ SC368915 · est 2009	—	—	£23.0k	—	16y	82	73y
SPEY BAY TRADING COMPANY LTD.→ SC180155 · est 1997	—	—	£5.4k	—	28y	82	73y
ARDRISHAIG COMMUNITY TRUST→ SC344641 · est 2008	—	—	—	900	17y	81	81y
BARCALDINE COMMUNITY ASSOCIATION→ SC295774 · est 2006 · no financials extracted	—	—	—	—	20y	81	77y
BENMORE AND KILMUN COMMUNITY DEVELOPMENT TRUST→ SC254743 · est 2003	—	—	£3.5k	—	22y	81	76y
METER EYE LTD→ SC294491 · est 2005	—	—	£30	—	20y	81	76y
SCOTTISH ASSOCIATION OF MEAT WHOLESALERS→ SC181706 · est 1997 · no financials extracted	—	—	—	—	28y	81	70y
AFFLUENT TAX & ACCOUNTING SERVICES LTD→ SC294714 · est 2005	—	—	—	—	20y	80	62y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2011-05-26

Jurisdictionscotland

Primary SIC94990 — Activities of other membership organisations n.e.c.

Registered office

Ramsay Hall North Bay

Port Ellen

Isle Of Islay

PA42 7BY

Scotland

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2026-06-09

Last: 2025-05-26