GEG CAPITAL (HOWE MOSS) LIMITED

🌳Matureactive

SC398787 · ltd · incorporated 2011-05-04

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 14.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: Leasing of intellectual property and similar products, except copyright works

Sector: Administrative & support services

ALSO REGISTERED FOR

82990Other business support service activities n.e.c.

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 72/100 (strong), bankability 75/100. Strong seller-intent signal (73/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 14.1y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 14.1 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 23/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

12 officers (5 active, 12 linked, 9 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

29 connected companies via shared directors

Filing history

91 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 3 capital
• 2 resolution
• 2 officers

Last 90 days

filings

• 3 capital
• 2 resolution
• 2 officers

Last 180 days

filings

• 3 capital
• 2 resolution
• 2 officers

Counts from Companies House filing history.

Corporate timeline (49 events)Click to expand

2026-04-10
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-10
🔓
Charge satisfied #3
2026-03-25
📄
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2026-03-25
⚠️
legacy
insolvency · CAP-SS
2026-03-25
📄
legacy
capital · SH20
2026-03-25
📄
resolution
resolution · RESOLUTIONS
2026-03-25
📄
resolution
resolution · RESOLUTIONS
2026-03-25
📄
capital-allotment-shares
capital · SH01
2026-03-24
➖
MACGREGOR, Donald Alexander resigned
director
2026-03-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-23
➖
MACGREGOR, John Angus resigned
director
2026-03-02
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-02-24
📄
legacy
other · GUARANTEE2
2026-01-13
📄
legacy
accounts · PARENT_ACC
2026-01-13
📄
legacy
other · AGREEMENT2
2025-09-30
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2025-09-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-30
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-09-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-09-29
➕
FARMER, Gordon James appointed
secretary
2025-09-29
➕
FARMER, Gordon James appointed
director
2025-09-29
➕
MACKENZIE, Jia Kelly appointed
director
2025-09-29
➕
MACKENZIE, Rory Callum appointed
director
2025-09-29
➖
MACDONALD, James Donald resigned
secretary
2025-09-29
➖
MACDONALD, James Donald resigned
director
2025-05-01
📄
change-person-director-company-with-change-date
officers · CH01
2025-01-07
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-01-07
📄
legacy
accounts · PARENT_ACC
2025-01-07
📄
legacy
other · AGREEMENT2
2025-01-07
📄
legacy
other · GUARANTEE2
2022-01-14
🔒
Charge registered #3
Lender: Hsbc UK Bank PLC
2022-01-06
🔓
Charge satisfied #1
2021-12-22
🔒
Charge registered #2
Lender: Hsbc UK Bank PLC
2020-06-30
➖
MACGREGOR, Iain Ross resigned
director
2014-05-31
➕
MACGREGOR, John Angus appointed
director
2012-05-05
➕
MACGREGOR, Donald Alexander appointed
director
2012-03-29
➕
MACGREGOR, Roderick James appointed
director
2012-03-29
➕
MACDONALD, James Donald appointed
secretary
2012-03-29
➖
STRONACHS SECRETARIES LIMITED resigned
corporate-secretary
2012-03-29
➕
MACDONALD, James Donald appointed
director
2012-03-29
➕
MACGREGOR, Iain Ross appointed
director
2012-03-29
➖
NEILSON, Ewan Craig resigned
nominee-director
2012-03-29
🔒
Charge registered #1
Lender: Bank of Scotland PLC
2011-05-04
🏢
Company incorporated
As GEG CAPITAL (HOWE MOSS) LIMITED
2011-05-04
➕
STRONACHS SECRETARIES LIMITED appointed
corporate-secretary
2011-05-04
➕
NEILSON, Ewan Craig appointed
nominee-director

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 74 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 med ·

1 insolvency-related filing on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2026-03-25: legacy

4 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MACDONALD, James Donald resigned 2025-09-29; MACDONALD, James Donald resigned 2025-09-29; MACGREGOR, Donald Alexander resigned 2026-03-24

Group structure

Geg Capital (North) Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Geg Capital (North) Ltd

Corporate parent · holds 75-100% shares

ultimate parent

⬇

GEG CAPITAL (HOWE MOSS) LIMITED

This company · SC398787

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Geg Capital (North) Ltd Corporate entity	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2011-05-04

Jurisdictionscotland

Primary SIC77400 — Leasing of intellectual property and similar products, except copyright works

Registered office

13 Henderson Road

Inverness

IV1 1SN

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-05-18

Last: 2025-05-04