CHOCOLATE AND LOVE LTD

🌳Matureactive
SC367078 · ltd · incorporated 2009-10-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
83/100
Exceptional
🔔
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What this business does
Primary activity: Wholesale of sugar and chocolate and sugar confectionery
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 12.4y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.4 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees3400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-10-14
    📄
    resolution
    resolution · RESOLUTIONS
  2. 2025-10-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  3. 2025-10-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2025-10-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2025-10-14
    📄
    capital-allotment-shares
    capital · SH01
  6. 2025-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2025-06-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-06-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2025-06-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2024-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2024-06-06
    ➖
    MBM SECRETARIAL SERVICES LIMITED resigned
    corporate-secretary
  12. 2024-06-06
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2023-12-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2023-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2022-09-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2021-08-02
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  18. 2021-06-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2021-02-01
    📄
    resolution
    resolution · RESOLUTIONS
  20. 2021-01-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2020-05-15
    🔓
    Charge satisfied #3
  22. 2020-05-04
    🔓
    Charge satisfied #2
  23. 2018-12-01
    ➕
    MBM SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  24. 2018-01-04
    🔒
    Charge registered #3
    Lender: Hsbc Bank PLC
  25. 2017-09-19
    🔒
    Charge registered #2
    Lender: Igf Invoice Finance Limited
  26. 2016-01-20
    🔓
    Charge satisfied #1
  27. 2015-10-12
    ➕
    HOVMAND, Birgitte appointed
    director
  28. 2013-11-22
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  29. 2009-10-19
    🏢
    Company incorporated
    As CHOCOLATE AND LOVE LTD
  30. 2009-10-19
    ➕
    O'CONNOR, Richard Neil Nugent appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Rocabao Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Rocabao Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
CHOCOLATE AND LOVE LTD
This company · SC367078

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Rocabao Ltd
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting13/10/2025
2 historic (ceased) PSCs
  • Mr Richard Neil Nugent O'Connorceased 13/10/2025· 50-75% shares · 50-75% voting · board control · firm interest
  • Mrs Birgitte Hovmandceased 13/10/2025· 50-75% shares · 50-75% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
FINDONY LIMITED→
SC170191 · est 1996
£27.35M
£20.51M–£34.19M
£37.40M—1340029y8759y
SIMON HOWIE BUTCHERS LIMITED→
SC248591 · est 2003
£26.78M
£20.09M–£33.48M
£37.40M—1340022y8465y
GL DAMECK LIMITED→
SC314389 · est 2007
£4.40M
£3.30M–£5.50M
——3819y8559y
SHORE LAMINATES LIMITED→
SC131630 · est 1991
£3.16M
£2.37M–£3.95M
——3134y8365y
DAMECK HOLDINGS LIMITED→
SC298814 · est 2006
£1.85M
£1.39M–£2.32M
———20y8393y
ASI BRANDS LIMITED→
SC167312 · est 1996 · no financials extracted
————29y8393y
DIRECT PET SUPPLIES LIMITED→
SC192165 · est 1998
———427y8361y
GLENALMOND TIMBER COMPANY LIMITED→
SC109190 · est 1988
———200038y8364y
GLENEARN FLOORING OF PERTH LIMITED→
SC151685 · est 1994
———100031y8379y
BRIAN DOOLE GOLF LIMITED→
SC289970 · est 2005
———30020y8264y
SIOO UK LTD→
SC760044 · est 2023 · no financials extracted
————3y——
TAJS GROCER LTD→
SC674433 · est 2020 · no financials extracted
————5y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-10-19
Jurisdictionscotland
Primary SIC46360 — Wholesale of sugar and chocolate and sugar confectionery

Registered office

2 Ruthvenfield Road
Inveralmond Industrial Estate
Perth
PH1 3WB
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-18
Last: 2025-11-04

Officers (2 active · 1 resigned)

HOVMAND, Birgitte→
director · ~55y · appointed 2015-10-12
View their other companies + combined net worth →
Active
O'CONNOR, Richard Neil Nugent→
director · ~58y · appointed 2009-10-19
View their other companies + combined net worth →
Active
MBM SECRETARIAL SERVICES LIMITED→
corporate-secretary · appointed 2018-12-01 · resigned 2024-06-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property04/01/201815/05/2020
satisfied
Igf Invoice Finance
Igf Invoice Finance Limited
A registered charge—19/09/201704/05/2020
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property22/11/201320/01/2016

Recent filings (67 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-06
resolution
resolution · RESOLUTIONS
2025-10-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-10-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-14
capital-allotment-shares
capital · SH01
2025-10-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
change-person-director-company-with-change-date
officers · CH01
2025-06-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-15
termination-secretary-company-with-name-termination-date
officers · TM02
2024-06-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-06