SIMON HOWIE BUTCHERS LIMITED

🌳Matureactive

SC248591 · ltd · incorporated 2003-04-30

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 22.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

£37.40M

year to Jan 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Wholesale of meat and meat products

Sector: Wholesale & retail

Investor take

Pursue

Conservative operator with a 65-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 22.7y

80/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 22.7 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

14 officers (8 active, 14 linked, 9 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

11 connected companies via shared directors

Filing history

86 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £6,918,730

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-01-31
Turnover	£37.40M
Gross profit	£15.21M
Operating profit	£6.70M
Profit before tax	£6.92M
Average employees	13400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (43 events)Click to expand

2025-10-28
📄
accounts-with-accounts-type-full
accounts · AA
2025-01-22
📄
change-account-reference-date-company-current-extended
accounts · AA01
2024-05-21
📄
accounts-with-accounts-type-full
accounts · AA
2023-09-28
📄
accounts-with-accounts-type-full
accounts · AA
2023-03-16
➕
WERNSEN-TOWLER, Katherine Anne Wilson appointed
director
2023-03-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-09-27
📄
accounts-with-accounts-type-full
accounts · AA
2021-09-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-09-21
➕
TREE, James Dunbar appointed
director
2021-09-21
📄
accounts-with-accounts-type-full
accounts · AA
2021-03-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2021-03-15
🔓
Charge satisfied #3
2020-07-24
📄
accounts-with-accounts-type-full
accounts · AA
2019-08-19
📄
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2019-08-13
📄
accounts-with-accounts-type-full
accounts · AA
2018-09-05
📄
accounts-with-accounts-type-full
accounts · AA
2017-10-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2017-10-13
➕
HOWISON, Clair Gillian appointed
director
2017-09-20
📄
accounts-with-accounts-type-full
accounts · AA
2016-10-06
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2016-10-01
➕
LAMOND, Bruce Alexander appointed
secretary
2016-10-01
➖
COWPER, David Murray resigned
secretary
2016-02-15
➕
LYNN, Steven appointed
director
2016-02-15
➕
MCCAFFERTY, Michael appointed
director
2015-02-21
🔓
Charge satisfied #2
2014-10-21
➖
OVENS, William Rutherford resigned
director
2014-02-03
➕
OVENS, William Rutherford appointed
director
2013-08-13
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
2012-03-06
➖
STAAL, Andrew David resigned
director
2011-09-12
➕
STAAL, Andrew David appointed
director
2008-07-30
🔒
Charge registered #2
Lender: Ingenious Resources Limited
2008-07-03
🔓
Charge satisfied #1
2005-05-06
➕
CONACHER, Gary appointed
director
2003-07-28
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2003-07-23
➕
COWPER, David Murray appointed
secretary
2003-07-23
➖
HOWIE, Karen Elizabeth Margaret resigned
secretary
2003-04-30
🏢
Company incorporated
As SIMON HOWIE BUTCHERS LIMITED
2003-04-30
➕
HOWIE, Simon Macpherson appointed
director
2003-04-30
➕
HOWIE, Karen Elizabeth Margaret appointed
secretary
2003-04-30
➕
OSWALDS OF EDINBURGH LIMITED appointed
corporate-nominee-secretary
2003-04-30
➖
OSWALDS OF EDINBURGH LIMITED resigned
corporate-nominee-secretary
2003-04-30
➕
JORDANS (SCOTLAND) LIMITED appointed
corporate-nominee-director
2003-04-30
➖
JORDANS (SCOTLAND) LIMITED resigned
corporate-nominee-director

Owner dependency

80/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "HOWIE" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Findony Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Findony Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

SIMON HOWIE BUTCHERS LIMITED

This company · SC248591

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Findony Limited Corporate entity	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · PH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
FINDONY LIMITED→ SC170191 · est 1996	£27.35M £20.51M–£34.19M	£37.40M	—	13400	29y	87	59y
GL DAMECK LIMITED→ SC314389 · est 2007	£4.40M £3.30M–£5.50M	—	—	38	19y	85	59y
SHORE LAMINATES LIMITED→ SC131630 · est 1991	£3.16M £2.37M–£3.95M	—	—	31	34y	83	65y
DAMECK HOLDINGS LIMITED→ SC298814 · est 2006	£1.85M £1.39M–£2.32M	—	—	—	20y	83	93y
ASI BRANDS LIMITED→ SC167312 · est 1996 · no financials extracted	—	—	—	—	29y	83	93y
CHOCOLATE AND LOVE LTD→ SC367078 · est 2009	—	—	—	3	16y	83	58y
DIRECT PET SUPPLIES LIMITED→ SC192165 · est 1998	—	—	—	4	27y	83	61y
GLENALMOND TIMBER COMPANY LIMITED→ SC109190 · est 1988	—	—	—	2000	38y	83	64y
GLENEARN FLOORING OF PERTH LIMITED→ SC151685 · est 1994	—	—	—	1000	31y	83	79y
BRIAN DOOLE GOLF LIMITED→ SC289970 · est 2005	—	—	—	300	20y	82	64y
SIOO UK LTD→ SC760044 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
TAJS GROCER LTD→ SC674433 · est 2020 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2003-04-30

Jurisdictionscotland

Primary SIC46320 — Wholesale of meat and meat products

Registered office

Findony Farm

Muckhart Road

Dunning

Perthshire

PH2 0RA

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2026-05-14

Last: 2025-04-30