ACE CONTRACTS SCOTLAND LTD

🌳Matureactive
SC357444 · ltd · incorporated 2009-03-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.27M
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: SIC 01420
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 42110Construction of roads and motorways
  • 42990Construction of other civil engineering projects n.e.c.
  • 43210Electrical installation
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £1,265,228
Cash YoY
-6%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£418k
↓ 6.3% YoY
Net Worth
£1.3m
↑ 4.4% YoY
Current Assets
£503k
↓ 31% YoY
Current Liabilities
—
£0£253k£506k£759k£1.0m£1.3mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£1.40M£1.33M
Current assets£503.1k£730.2k
Cash£417.7k£445.9k
Debtors£39.4k£244.3k
Net assets£1.27M£1.21M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-12-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2024-12-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2023-12-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2022-12-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2022-01-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2022-01-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2021-12-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2021-12-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-12-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2021-12-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2021-12-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2021-12-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2021-04-01
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2021-04-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2021-03-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  16. 2020-01-02
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  17. 2018-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2012-08-14
    ➕
    POLLOCK, Christine appointed
    director
  19. 2012-08-14
    ➖
    POLLOCK, Christine resigned
    director
  20. 2009-03-30
    🏢
    Company incorporated
    As ACE CONTRACTS SCOTLAND LTD
  21. 2009-03-30
    ➕
    POLLOCK, Christine appointed
    secretary
  22. 2009-03-30
    ➕
    POLLOCK, Euan appointed
    director
  23. 2009-03-30
    ➕
    POLLOCK, Christine appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Euan Pollock
Individual · British · DOB 04/1982 · age 44
50–75%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
Mrs Christine Pollock
Individual · British · DOB 06/1980 · age 46
25–50%
25–50%25-50% shares · 25-50% voting20/03/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Company details

Statusactive
Typeltd
Incorporated2009-03-30
Jurisdictionscotland
Primary SIC01420 — SIC 01420

Registered office

Pebblebank East Whitelees
Old Glasgow Road
Stewarton
KA3 5JU
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-13
Last: 2026-03-30

Officers (3 active · 1 resigned)

POLLOCK, Christine→
secretary · appointed 2009-03-30
View their other companies + combined net worth →
Active
POLLOCK, Christine→
director · ~46y · appointed 2012-08-14
View their other companies + combined net worth →
Active
POLLOCK, Euan→
director · ~44y · appointed 2009-03-30
View their other companies + combined net worth →
Active
POLLOCK, Christine→
director · ~86y · appointed 2009-03-30 · resigned 2012-08-14
Resigned

Click a director name to see their full track record across all companies.

Recent filings (47 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-12-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-12-31
change-person-director-company-with-change-date
officers · CH01
2021-12-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-12-31