GCF JOINERS & CONTRACTORS LIMITED

🌳Matureactive
SC342231 · ltd · incorporated 2008-05-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 16.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Other specialised construction activities n.e.c.
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 16.9y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 16.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 4 with DOB)
80
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
Network not yet resolved
30
Filing history
69 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-29
Average employees14

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
7
filings
  • • 4 persons-with-significant-control
  • • 1 confirmation-statement
  • • 1 capital
Last 90 days
7
filings
  • • 4 persons-with-significant-control
  • • 1 confirmation-statement
  • • 1 capital
Last 180 days
8
filings
  • • 4 persons-with-significant-control
  • • 1 confirmation-statement
  • • 1 capital
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-04-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  2. 2026-04-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2026-04-29
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2026-04-29
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2026-04-16
    📄
    capital-allotment-shares
    capital · SH01
  6. 2026-04-15
    📄
    resolution
    resolution · RESOLUTIONS
  7. 2025-12-02
    ➖
    GRAHAM, Fiona resigned
    secretary
  8. 2025-12-02
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2025-11-10
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  10. 2025-10-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2025-07-04
    📍
    move-registers-to-registered-office-company-with-new-address
    address · AD04
  12. 2025-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2024-02-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-03-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2023-03-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2023-03-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2023-03-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2023-02-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2022-05-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2021-04-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2018-06-26
    ➖
    GRAHAM, Hamish resigned
    director
  22. 2018-06-18
    ➕
    GRAHAM, Mark William appointed
    director
  23. 2018-06-18
    ➕
    GRAHAM, Martin Peter appointed
    director
  24. 2015-02-26
    ➖
    CAMPBELL, John Andrew resigned
    secretary
  25. 2014-07-15
    ➖
    CAMPBELL, John Andrew resigned
    director
  26. 2014-02-26
    ➕
    GRAHAM, Fiona appointed
    secretary
  27. 2009-06-12
    🔒
    Charge registered #1
    Lender: Royal Bank of Scotland PLC
  28. 2008-05-01
    🏢
    Company incorporated
    As GCF JOINERS & CONTRACTORS LIMITED
  29. 2008-05-01
    ➕
    CAMPBELL, John Andrew appointed
    secretary
  30. 2008-05-01
    ➕
    BRIAN REID LTD. appointed
    corporate-secretary
  31. 2008-05-01
    ➖
    BRIAN REID LTD. resigned
    corporate-secretary
  32. 2008-05-01
    ➕
    CAMPBELL, John Andrew appointed
    director
  33. 2008-05-01
    ➕
    GRAHAM, Hamish appointed
    director
  34. 2008-05-01
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-director
  35. 2008-05-01
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Martin Peter Graham
Individual · British · DOB 06/1991 · age 35
25–50%
—25-50% shares31/03/2026
Mr Mark William Graham
Individual · British · DOB 03/1986 · age 40
25–50%
—25-50% shares31/03/2026
3 historic (ceased) PSCs
  • Fiona Grahamceased 31/03/2026· 25-50% shares · 25-50% voting
  • John Andrew Campbellceased 31/03/2026· 25-50% shares · 25-50% voting
  • Hamish Grahamceased 01/02/2021· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Construction · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BEAR SCOTLAND LIMITED→
SC206139 · est 2000
£13.00M
£9.29M–£16.72M
———26y8365y
G.S. BROWN CONSTRUCTION LIMITED→
SC047574 · est 1970
£3.14M
£2.24M–£4.03M
——4655y8483y
A. PROCTOR GROUP LIMITED→
SC105054 · est 1987
£1.97M
£1.40M–£2.53M
——10238y8860y
BALHOUSIE GLAZING LIMITED→
SC148115 · est 1993
——£216.9k—32y8370y
ALGO (BLAIRGOWRIE) LIMITED→
SC166057 · est 1996
——£5.05M—29y8285y
CALEDONIAN DEVELOPMENTS LTD.→
SC211941 · est 2000
———20025y8264y
CIOCH LIMITED→
SC169567 · est 1996
——£62.8k—29y8276y
GILLIES & MACKAY LIMITED→
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——£89.9k—23y8266y
GRM INVESTMENTS LIMITED→
SC346383 · est 2008
——£31.7k—17y8265y
J. F. HALLEY & SON LIMITED→
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———421y8266y
JAMES MOFFAT CONSTRUCTION LIMITED→
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————31y8284y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-05-01
Jurisdictionscotland
Primary SIC43999 — Other specialised construction activities n.e.c.

Registered office

Unit 18a Ben Nevis Industrial Estate
Fort William
PH33 6PR

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-29
Confirmation statement
Next due: 2027-03-16
Last: 2026-03-02

Officers (2 active · 6 resigned)

GRAHAM, Mark William→
director · ~40y · appointed 2018-06-18
View their other companies + combined net worth →
Active
GRAHAM, Martin Peter→
director · ~35y · appointed 2018-06-18
View their other companies + combined net worth →
Active
CAMPBELL, John Andrew→
secretary · appointed 2008-05-01 · resigned 2015-02-26
Resigned
GRAHAM, Fiona→
secretary · appointed 2014-02-26 · resigned 2025-12-02
Resigned
BRIAN REID LTD.→
corporate-secretary · appointed 2008-05-01 · resigned 2008-05-01
Resigned
CAMPBELL, John Andrew→
director · ~69y · appointed 2008-05-01 · resigned 2014-07-15
Resigned
GRAHAM, Hamish→
director · ~74y · appointed 2008-05-01 · resigned 2018-06-26
Resigned
STEPHEN MABBOTT LTD.→
corporate-director · appointed 2008-05-01 · resigned 2008-05-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Floating charge1 property12/06/2009—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (69 total)

notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-30
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-29
capital-allotment-shares
capital · SH01
2026-04-16
resolution
resolution · RESOLUTIONS
2026-04-15
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-02
change-account-reference-date-company-current-extended
accounts · AA01
2025-11-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-23
move-registers-to-registered-office-company-with-new-address
address · AD04
2025-07-04
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29