JAMES MOFFAT CONSTRUCTION LIMITED

🌳Matureactive
SC333711 · ltd · incorporated 2007-11-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 18.2y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£127.4k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Construction of other civil engineering projects n.e.c.
Sector: Construction
Investor take
Pursue
Active trading company with a 61-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 18.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 18.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 2 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £127,415
Net assets shrinking
Down £149 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£127k
~ YoY
Current Assets
£144k
↑ 1.3% YoY
Current Liabilities
—
£0£29k£58k£87k£116k£144kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Total assets£141.1k£151.5k
Current assets£144.5k£142.6k
Net assets£127.4k£127.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-07-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-07-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-11-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2023-11-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2023-07-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-07-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-10-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-07-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-07-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-07-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-05-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2017-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2016-07-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2009-10-31
    ➖
    COMPASS BUSINESS SERVICES LTD resigned
    corporate-secretary
  17. 2008-11-09
    ➖
    MOFFAT, Joanne resigned
    secretary
  18. 2008-11-09
    ➕
    COMPASS BUSINESS SERVICES LTD appointed
    corporate-secretary
  19. 2008-03-10
    🔒
    Charge registered #1
    Lender: Royal Bank of Scotland PLC
  20. 2007-11-09
    🏢
    Company incorporated
    As JAMES MOFFAT CONSTRUCTION LIMITED
  21. 2007-11-09
    ➕
    MOFFAT, James appointed
    director
  22. 2007-11-09
    ➕
    MOFFAT, Joanne appointed
    director
  23. 2007-11-09
    ➕
    MOFFAT, Joanne appointed
    secretary

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MOFFAT" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr James Moffat
Individual · Scottish · DOB 02/1965 · age 61
——sig. influencesignificant influence09/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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£13.00M
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———26y8365y
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SC047574 · est 1970
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——4655y8483y
A. PROCTOR GROUP LIMITED→
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——10238y8760y
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——£216.9k—32y8370y
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——£5.05M—29y8285y
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——£62.8k—29y8276y
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J. F. HALLEY & SON LIMITED→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-11-09
Jurisdictionscotland
Primary SIC42990 — Construction of other civil engineering projects n.e.c.

Registered office

Springbank Lodge
Main Street
Perth
PH2 7RB
Scotland

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-11-05
Last: 2025-10-22

Officers (2 active · 2 resigned)

MOFFAT, James→
director · ~61y · appointed 2007-11-09
View their other companies + combined net worth →
Active
MOFFAT, Joanne→
director · ~61y · appointed 2007-11-09
View their other companies + combined net worth →
Active
MOFFAT, Joanne→
secretary · appointed 2007-11-09 · resigned 2008-11-09
Resigned
COMPASS BUSINESS SERVICES LTD→
corporate-secretary · appointed 2008-11-09 · resigned 2009-10-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Bond & floating charge1 property10/03/2008—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (52 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-09
change-person-director-company-with-change-date
officers · CH01
2023-11-09
change-person-director-company-with-change-date
officers · CH01
2023-11-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-09
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-10