MCGOWAN MILLER LIMITED
🌳Matureactive
SC319341 · ltd · incorporated 2007-03-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£600.3k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 12.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 8 with DOB)
85
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
Network not yet resolved
30
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £600,266
Cash YoY
+116%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£274k
↑ 116% YoY
Net Worth
£600k
↑ 26% YoY
Current Assets
£621k
↑ 27% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £601.6k | £480.2k |
| Current assets | £621.1k | £489.0k |
| Cash | £273.9k | £126.8k |
| Debtors | £347.2k | £362.3k |
| Net assets | £600.3k | £478.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-03-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-18📄capital-cancellation-sharescapital · SH06
- 2024-04-18📄capital-return-purchase-own-sharescapital · SH03
- 2024-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-03-31➖GRAHAM, John Cameron resigneddirector
- 2024-03-26📄memorandum-articlesincorporation · MA
- 2024-03-22📄resolutionresolution · RESOLUTIONS
- 2024-02-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-29📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-02-29📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-02-29📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-02-29📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-02-29📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2023-11-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-04-30➖CALLANDER, Stuart resigneddirector
- 2022-04-04➖RICHMOND, Robert Duncan resigneddirector
- 2019-03-31➖MILLER, David Robert resignedsecretary
- 2019-03-31➖MILLER, David Robert resigneddirector
- 2018-12-31➖IRVING, Graeme Douglas resigneddirector
- 2018-04-01➕IRVING, Graeme Douglas appointeddirector
- 2018-04-01➕RICHMOND, Robert Duncan appointeddirector
- 2017-04-01➕COWAN, Jamie Straiton appointeddirector
- 2017-04-01➕THOMSON, Michael William Mcleod appointeddirector
- 2014-05-20🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2014-05-01🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2013-05-31➖MCGOWAN, Robert James resigneddirector
- 2007-03-23🏢Company incorporatedAs MCGOWAN MILLER LIMITED
- 2007-03-23➕MILLER, David Robert appointedsecretary
- 2007-03-23➕YORK PLACE COMPANY SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2007-03-23➖YORK PLACE COMPANY SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2007-03-23➕CALLANDER, Stuart appointeddirector
- 2007-03-23➕GRAHAM, John Cameron appointeddirector
- 2007-03-23➕MCGOWAN, Robert James appointeddirector
- 2007-03-23➕MILLER, David Robert appointeddirector
- 2007-03-23➕YORK PLACE COMPANY NOMINEES LIMITED appointedcorporate-nominee-director
- 2007-03-23➖YORK PLACE COMPANY NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jamie Straiton Cowan Individual · British · DOB 05/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/04/2022 |
Mr Michael William Mcleod Thomson Individual · British · DOB 03/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/04/2022 |
3 historic (ceased) PSCs
- Mr John Cameron Grahamceased 31/03/2024· 25-50% shares · 25-50% voting
- Mr Stuart Callanderceased 30/04/2022· significant influence
- Mr David Robert Millerceased 31/03/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| BERLIAN LIMITED→ SC491440 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CARTERS CLEANING COMPANY LIMITED→ SC828206 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CN PHARMACEUTICAL SERVICES LIMITED→ SC818474 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COAT & COMB LTD→ SC848386 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| COWEN HOSPITALITY LTD→ SC868819 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CROSSROADS CARE AND SUPPORT→ SC220161 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| D R W LTD.→ SC278769 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| DANNY ROSS SCOTLAND LIMITED→ SC235637 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| DEMPSTER LANDSCAPING LIMITED→ SC839796 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DHJ TRADING LIMITED→ SC649400 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DIGAMAT LTD→ SC800268 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| DIGITAL AIM LIMITED→ SC349109 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-03-23
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
51 Rae Steet
Dumfries
Dumfries & Galloway
DG1 1JD
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-29
Last: 2026-03-15
Officers (2 active · 9 resigned)
COWAN, Jamie Straiton→
Activedirector · ~50y · appointed 2017-04-01
View their other companies + combined net worth →
THOMSON, Michael William Mcleod→
Activedirector · ~55y · appointed 2017-04-01
View their other companies + combined net worth →
MILLER, David Robert→
Resignedsecretary · appointed 2007-03-23 · resigned 2019-03-31
YORK PLACE COMPANY SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2007-03-23 · resigned 2007-03-23
CALLANDER, Stuart→
Resigneddirector · ~62y · appointed 2007-03-23 · resigned 2022-04-30
GRAHAM, John Cameron→
Resigneddirector · ~61y · appointed 2007-03-23 · resigned 2024-03-31
IRVING, Graeme Douglas→
Resigneddirector · ~56y · appointed 2018-04-01 · resigned 2018-12-31
MCGOWAN, Robert James→
Resigneddirector · ~76y · appointed 2007-03-23 · resigned 2013-05-31
MILLER, David Robert→
Resigneddirector · ~72y · appointed 2007-03-23 · resigned 2019-03-31
RICHMOND, Robert Duncan→
Resigneddirector · ~71y · appointed 2018-04-01 · resigned 2022-04-04
YORK PLACE COMPANY NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2007-03-23 · resigned 2007-03-23
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 20/05/2014 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | — | 01/05/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (94 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-24
change-person-director-company-with-change-date
officers · CH01
2026-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-05
capital-cancellation-shares
capital · SH06
2024-04-18
capital-return-purchase-own-shares
capital · SH03
2024-04-18
termination-director-company-with-name-termination-date
officers · TM01
2024-04-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-04-04
memorandum-articles
incorporation · MA
2024-03-26
resolution
resolution · RESOLUTIONS
2024-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-29