AL MORTGAGES LTD.

💤Zombieactive
SC309355 · ltd · incorporated 2006-09-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£370.8k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 1 with DOB)
74
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £370,768

Key financials

1 year extracted from filed iXBRL accounts
Cash
£382k
Net Worth
£371k
Current Assets
£382k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-30
Total assets£370.8k
Current assets£381.9k
Cash£381.9k
Net assets£370.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-08-29
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  2. 2025-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-08-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-10-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2021-09-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2021-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-09-30
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  10. 2020-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-02-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2018-04-05
    📄
    accounts-amended-with-made-up-date
    accounts · AAMD
  14. 2018-02-07
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2017-01-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2014-02-28
    ➖
    LOGAN, Hugh resigned
    secretary
  17. 2006-09-28
    🏢
    Company incorporated
    As AL MORTGAGES LTD.
  18. 2006-09-28
    ➕
    LOGAN, Aileen appointed
    director
  19. 2006-09-28
    ➕
    LOGAN, Hugh appointed
    secretary
  20. 2006-09-28
    ➕
    PETER TRAINER COMPANY SECRETARIES LTD. appointed
    corporate-nominee-secretary
  21. 2006-09-28
    ➖
    PETER TRAINER COMPANY SECRETARIES LTD. resigned
    corporate-nominee-secretary
  22. 2006-09-28
    ➕
    PETER TRAINER COMPANY SECRETARIES LTD. appointed
    corporate-nominee-director
  23. 2006-09-28
    ➖
    PETER TRAINER COMPANY SECRETARIES LTD. resigned
    corporate-nominee-director
  24. 2006-09-28
    ➕
    PETER TRAINER CORPORATE SERVICES LTD. appointed
    corporate-nominee-director
  25. 2006-09-28
    ➖
    PETER TRAINER CORPORATE SERVICES LTD. resigned
    corporate-nominee-director

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Miss Aileen Logan
Individual · British · DOB 07/1971 · age 55
75–100%
75–100%board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · trust interest · firm interest28/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———————
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-09-28
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

172 Main Street
Bellshill
ML4 1AE
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-03
Last: 2025-08-20

Officers (1 active · 4 resigned)

LOGAN, Aileen→
director · ~55y · appointed 2006-09-28
View their other companies + combined net worth →
Active
LOGAN, Hugh→
secretary · appointed 2006-09-28 · resigned 2014-02-28
Resigned
PETER TRAINER COMPANY SECRETARIES LTD.→
corporate-nominee-secretary · appointed 2006-09-28 · resigned 2006-09-28
Resigned
PETER TRAINER COMPANY SECRETARIES LTD.→
corporate-nominee-director · appointed 2006-09-28 · resigned 2006-09-28
Resigned
PETER TRAINER CORPORATE SERVICES LTD.→
corporate-nominee-director · appointed 2006-09-28 · resigned 2006-09-28
Resigned

Click a director name to see their full track record across all companies.

Recent filings (52 total)

accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-22
change-person-director-company-with-change-date
officers · CH01
2021-10-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-29
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2020-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-20