AW MORTGAGE & PROTECT LTD

💤Zombieactive
SC729224 · ltd · incorporated 2022-04-11
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£292
book net assets
Opportunity
71/100
Strong
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £292

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£292
↑ 80% YoY
Current Assets
£9k
↑ 23% YoY
Current Liabilities
£0£2k£4k£6k£7k£9kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£292£162
Current assets£9.3k£7.6k
Net assets£292£162

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
4
filings
  • 1 confirmation-statement
  • 1 accounts
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
  1. 2025-12-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-11-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-11-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-06-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-11-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-11-27
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  8. 2022-04-11
    🏢
    Company incorporated
    As AW MORTGAGE & PROTECT LTD
  9. 2022-04-11
    WEIR, Amanda appointed
    director
  10. 2022-04-11
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Miss Amanda Weir
Individual · British · DOB 06/1987 · age 39
75100%
75–100%board control75-100% shares · 75-100% voting · board control11/04/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-04-11
Jurisdictionscotland
Primary SIC64922 — Activities of mortgage finance companies

Registered office

Suite 3.10 Dalziel Building
7 Scott Street
Motherwell
ML1 1PN
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28

Officers (1 active · 0 resigned)

WEIR, Amanda
director · ~39y · appointed 2022-04-11
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (12 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-31
change-person-director-company-with-change-date
officers · CH01
2025-11-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-27
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-12
incorporation-company
incorporation · NEWINC
2022-04-11