COUNTRY CARDS UK LIMITED

🌳Matureactive

SC305477 · ltd · incorporated 2006-07-14

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 19.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: SIC 18129

Sector: Manufacturing

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 19.6y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 19.6 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

8 officers (2 active, 8 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

1 connected companies via shared directors

Filing history

68 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-11-30	2024-11-30
Average employees	400	400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (35 events)Click to expand

2026-04-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-31
➖
WATT, Amber resigned
director
2023-03-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-05-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-22
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-11-22
🔓
Charge satisfied #1
2019-08-01
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2019-07-31
➕
GRAY, Brian appointed
director
2019-07-31
➕
LATTA, Stuart appointed
director
2019-07-31
➖
HOULDSWORTH, Nigel James Hamilton resigned
secretary
2019-07-31
➖
HOULDSWORTH, Melanie Jane resigned
director
2019-07-31
➖
HOULDSWORTH, Nigel James Hamilton resigned
director
2019-07-31
➕
WATT, Amber appointed
director
2019-07-31
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-07-31
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2019-07-31
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2019-07-31
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-07-31
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-07-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-07-31
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2019-07-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2006-09-06
🔒
Charge registered #1
Lender: Clydesdale Bank Public Limited Company
2006-07-14
🏢
Company incorporated
As COUNTRY CARDS UK LIMITED
2006-07-14
➕
HOULDSWORTH, Nigel James Hamilton appointed
secretary
2006-07-14
➕
BELL & SCOTT (SECRETARIAL SERVICES) LIMITED appointed
corporate-nominee-secretary
2006-07-14
➖
BELL & SCOTT (SECRETARIAL SERVICES) LIMITED resigned
corporate-nominee-secretary
2006-07-14
➕
HOULDSWORTH, Melanie Jane appointed
director
2006-07-14
➕
HOULDSWORTH, Nigel James Hamilton appointed
director
2006-07-14
➕
BELL & SCOTT WS (NOMINEES) LIMITED appointed
corporate-nominee-director
2006-07-14
➖
BELL & SCOTT WS (NOMINEES) LIMITED resigned
corporate-nominee-director

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

56/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Country Cards Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Country Cards Holdings Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

COUNTRY CARDS UK LIMITED

This company · SC305477

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Country Cards Holdings Limited Corporate entity	75–100%	—	75-100% shares · firm interest	31/07/2019

2 historic (ceased) PSCs

Mrs Melanie Jane Houldsworthceased 31/07/2019· 25-50% shares
Mr Nigel James Hamilton Houldsworthceased 31/07/2019· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Manufacturing · TD postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AARON NICHOLL JOINERY LIMITED→ 12476343 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ALLAN BROTHERS LIMITED→ 05829849 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
BARBOUR ALL TERRAIN TRACKING LTD→ 04094435 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
BIOMASS BOILER SERVICES LIMITED→ 07142661 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
BLACK FOX METALCRAFT LTD→ 07982821 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
BORDER CONCRETE PRODUCTS LIMITED→ SC029191 · est 1952 · no financials extracted	—	—	—	—	73y	—	—
BRICKLAYING TECHNOLOGIES LIMITED→ 15746270 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
BUNYAN & BELL JOINERS LIMITED→ SC299616 · est 2006 · no financials extracted	—	—	—	—	20y	—	—
CHRIS MCINTOSH ENGINEERING SERVICES LIMITED→ SC579739 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
CLEVELAND ALLIANCES LTD→ 02709825 · est 1992 · no financials extracted	—	—	—	—	33y	—	—
CORE 3 PARTNERS LIMITED→ SC350675 · est 2008 · no financials extracted	—	—	—	—	17y	—	—
CRAIG THOMSON ENGINEERING LIMITED→ SC831403 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2006-07-14

Jurisdictionscotland

Primary SIC18129 — SIC 18129

Registered office

27 North Bridge Street

Hawick

Borders

TD9 9BD

Scotland

Filing status

Accounts

Next due: 2027-08-31

Last made up to: 2025-11-30

Confirmation statement

Next due: 2026-09-05

Last: 2025-08-22

Officers (2 active · 6 resigned)

GRAY, Brian→

director · ~61y · appointed 2019-07-31

View their other companies + combined net worth →

Active

LATTA, Stuart→

director · ~59y · appointed 2019-07-31

View their other companies + combined net worth →

Active

HOULDSWORTH, Nigel James Hamilton→

secretary · appointed 2006-07-14 · resigned 2019-07-31

Resigned

BELL & SCOTT (SECRETARIAL SERVICES) LIMITED→

corporate-nominee-secretary · appointed 2006-07-14 · resigned 2006-07-14

Resigned

HOULDSWORTH, Melanie Jane→

director · ~71y · appointed 2006-07-14 · resigned 2019-07-31

Resigned

HOULDSWORTH, Nigel James Hamilton→

director · ~78y · appointed 2006-07-14 · resigned 2019-07-31

Resigned

WATT, Amber→

director · ~53y · appointed 2019-07-31 · resigned 2023-03-31

Resigned

BELL & SCOTT WS (NOMINEES) LIMITED→

corporate-nominee-director · appointed 2006-07-14 · resigned 2006-07-14

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Virgin Money Clydesdale Bank Public Limited Company	Floating charge	1 property	06/09/2006	22/11/2019

Recent filings (68 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-04-23

confirmation-statement-with-updates

confirmation-statement · CS01

2025-08-22

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-03-31

confirmation-statement-with-updates

confirmation-statement · CS01

2024-08-22

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-08-03

confirmation-statement-with-updates

confirmation-statement · CS01

2023-08-22

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-04-15

termination-director-company-with-name-termination-date

officers · TM01

2023-03-31

confirmation-statement-with-updates

confirmation-statement · CS01

2022-08-22

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-05-23

confirmation-statement-with-updates

confirmation-statement · CS01

2021-08-26

accounts-with-accounts-type-total-exemption-full

accounts · AA

2021-03-23

confirmation-statement-with-updates

confirmation-statement · CS01

2020-09-07

accounts-with-accounts-type-total-exemption-full

accounts · AA

2020-03-06

mortgage-satisfy-charge-full

mortgage · MR04

2019-11-22