LOYAL LEISURE LTD.
- · Oldest live charge 20.1y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · oldest 20.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 20.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 3700 | 3500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2025-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-11-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-11-25🔓Charge satisfied #3
- 2016-02-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-02-04📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-16📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-04-21🔒Charge registered #3Lender: Aib Group (UK) PLC
- 2006-05-23🔒Charge registered #2Lender: Aib Group (UK) PLC
- 2006-02-28🔒Charge registered #1Lender: Aib Group (UK) PLC
- 2006-01-31🏢Company incorporatedAs LOYAL LEISURE LTD.
- 2006-01-31➕HOWELL, Karl Peter appointedsecretary
- 2006-01-31➕HOWELL, Karl Peter appointeddirector
- 2006-01-31➕HOWELL, Simon Peter appointeddirector
- 2006-01-31➕NORMAN, David Osborne appointeddirector
- 2006-01-31➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2006-01-31➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2006-01-31➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2006-01-31➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Karl Peter Howell Individual · British · DOB 10/1946 · age 80 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Simon Peter Howell Individual · British · DOB 12/1966 · age 60 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr David Osborne Norman Individual · British · DOB 05/1954 · age 72 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Leisure & entertainment · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GIRLS ON HILLS LIMITED→ SC610050 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| GUARDIANS OF THE GLEN LTD.→ SC588838 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HIGHLAND VENTURE LIMITED→ SC248894 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| IDR INK LOVER LTD→ SC794775 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| KCPT YOGA LIMITED→ SC770540 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KENNETH GRANT MOUNTAIN GUIDE LTD→ SC645225 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LETHAM COMMUNITY SPORTS CLUB→ SC343487 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| LETS BOOK LIMITED→ SC199219 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| LITTLE PINATA CRAFT STUDIO LIMITED→ SC459813 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| LOCHABER RUGBY FOOTBALL CLUB→ SC517055 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| LOWERYOURSCORES.COM LIMITED→ SC434255 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| M W STEPHENS 2025 LTD→ SC865326 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Standard security | 1 property | 21/04/2008 | 25/11/2016 | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Standard security | 1 property | 23/05/2006 | — | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Floating charge | 1 property | 28/02/2006 | — |