ALLOWAY RETAIL LIMITED

💤Zombieactive
SC292765 · ltd · incorporated 2005-11-04
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

9 live charges · 6 lenders · oldest 20.3y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 20.3 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
6 officers (1 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Average employees231100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
3
filings
  • 2 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (47 events)Click to expand
  1. 2026-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-11-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-02-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-02-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-01-06
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  8. 2021-06-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2021-06-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  10. 2021-06-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2021-06-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2021-06-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2021-06-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2021-06-08
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2021-06-07
    FALCONER, Samuel Murray appointed
    director
  16. 2021-06-07
    STRIBLING, David resigned
    secretary
  17. 2021-06-07
    STRIBLING, David resigned
    director
  18. 2021-06-07
    STRIBLING, Fiona Isabel resigned
    director
  19. 2021-06-07
    🔒
    Charge registered #10
    Lender: Unity Trust Bank PLC
  20. 2021-05-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  21. 2021-05-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  22. 2021-05-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  23. 2021-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2020-11-06
    🔓
    Charge satisfied #9
  25. 2020-11-06
    🔓
    Charge satisfied #8
  26. 2013-10-17
    🔓
    Charge satisfied #7
  27. 2013-08-21
    🔒
    Charge registered #9
    Lender: Santander UK PLC as Security Trustee
  28. 2012-08-23
    🔓
    Charge satisfied #5
  29. 2012-08-23
    🔓
    Charge satisfied #6
  30. 2012-08-23
    🔓
    Charge satisfied #3
  31. 2012-08-09
    🔒
    Charge registered #8
    Lender: Santander UK PLC
  32. 2009-10-08
    🔓
    Charge satisfied #2
  33. 2009-09-17
    🔓
    Charge satisfied #1
  34. 2009-08-24
    🔒
    Charge registered #7
    Lender: Lloyds Tsb Scotland PLC
  35. 2009-08-13
    🔒
    Charge registered #5
    Lender: Lloyds Tsb Scotland PLC
  36. 2009-08-11
    🔒
    Charge registered #6
    Lender: Lloyds Tsb Scotland PLC
  37. 2006-03-10
    🔒
    Charge registered #3
    Lender: Aah Pharmaceuticals LTD & Barclay Pharmaceuticals LTD
  38. 2006-02-03
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  39. 2006-01-23
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  40. 2005-11-04
    🏢
    Company incorporated
    As ALLOWAY RETAIL LIMITED
  41. 2005-11-04
    STRIBLING, David appointed
    secretary
  42. 2005-11-04
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  43. 2005-11-04
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  44. 2005-11-04
    STRIBLING, David appointed
    director
  45. 2005-11-04
    STRIBLING, Fiona Isabel appointed
    director
  46. 2005-11-04
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director
  47. 2005-11-04
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Ayrshire Healthcare Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Ayrshire Healthcare Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ALLOWAY RETAIL LIMITED
This company · SC292765

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ayrshire Healthcare Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control01/03/2017
2 historic (ceased) PSCs
  • Mr David Striblingceased 01/03/2017· 25-50% shares · 25-50% voting
  • Mrs Fiona Isabel Striblingceased 01/03/2017· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-11-04
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

44 Newmarket Street
Ayr
KA7 1LR
Scotland

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-11-29
Last: 2025-11-15

Officers (1 active · 5 resigned)

FALCONER, Samuel Murray
director · ~36y · appointed 2021-06-07
View their other companies + combined net worth →
Active
STRIBLING, David
secretary · appointed 2005-11-04 · resigned 2021-06-07
Resigned
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 2005-11-04 · resigned 2005-11-04
Resigned
STRIBLING, David
director · ~57y · appointed 2005-11-04 · resigned 2021-06-07
Resigned
STRIBLING, Fiona Isabel
director · ~53y · appointed 2005-11-04 · resigned 2021-06-07
Resigned
JORDANS (SCOTLAND) LIMITED
corporate-nominee-director · appointed 2005-11-04 · resigned 2005-11-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
1
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
outstanding
Unity Trust Bank
Unity Trust Bank PLC
A registered charge07/06/2021
satisfied
Santander
Santander UK PLC as Security Trustee
A registered charge1 property21/08/201306/11/2020
satisfied
Santander
Santander UK PLC
Floating charge1 property09/08/201206/11/2020
satisfied
Lloyds Banking Group
Lloyds Tsb Scotland PLC
Assignation of company's goodwill1 property24/08/200917/10/2013
satisfied
Lloyds Banking Group
Lloyds Tsb Scotland PLC
Standard security1 property13/08/200923/08/2012
satisfied
Lloyds Banking Group
Lloyds Tsb Scotland PLC
Bond & floating charge1 property11/08/200923/08/2012
satisfied
Aah Pharmaceuticals & Barclay Pharmaceuticals
Aah Pharmaceuticals LTD & Barclay Pharmaceuticals LTD
Bond & floating charge1 property10/03/200623/08/2012
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Assignation of goodwill1 property03/02/200608/10/2009
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property23/01/200617/09/2009
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (92 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-04
change-person-director-company-with-change-date
officers · CH01
2024-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-25
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-06-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-06-08