SHEPHERD PROPERTIES (FIFE) LTD.
Opportunity 78/100 (strong), bankability 70/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 6 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · oldest 20.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 20.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (31 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-11-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-04-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-04-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-07-25➖SHEPHERD, Alison Rhona resignedsecretary
- 2012-07-25➖SHEPHERD, Alison Rhona resigneddirector
- 2007-05-10🔒Charge registered #6Lender: Paragon Mortgages Limited
- 2007-03-23🔒Charge registered #5Lender: Paragon Mortgages Limited
- 2005-11-28🔒Charge registered #4Lender: Paragon Mortgages Limited
- 2005-11-28🔒Charge registered #3Lender: Paragon Mortgages Limited
- 2005-07-25🔒Charge registered #2Lender: Paragon Mortgages Limited
- 2005-07-15🔒Charge registered #1Lender: Paragon Mortgages Limited
- 2005-04-07🏢Company incorporatedAs SHEPHERD PROPERTIES (FIFE) LTD.
- 2005-04-07➕SHEPHERD, Alan appointeddirector
- 2005-04-07➕SHEPHERD, Alison Rhona appointedsecretary
- 2005-04-07➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2005-04-07➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2005-04-07➕SHEPHERD, Alison Rhona appointeddirector
- 2005-04-07➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2005-04-07➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "SHEPHERD" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Shepherd Individual · British · DOB 07/1953 · age 73 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 10/05/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 23/03/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 28/11/2005 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 28/11/2005 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 25/07/2005 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 15/07/2005 | — |