THOMSON HOMES LIMITED
- · Oldest live charge 21.4y old — refinance window within 12 months
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 21.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 | 2023-06-30 |
|---|---|---|
| Total assets | £491.2k | £537.9k |
| Current assets | £686.2k | £727.3k |
| Net assets | £469.8k | £511.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (32 events)Click to expand
- 2025-06-25📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-06-24📄gazette-notice-compulsorygazette · GAZ1
- 2025-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-04-21➖THOMSON, Kenneth James resignedsecretary
- 2017-04-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-04-21📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2017-04-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-10-20➕MOORE, Clare Helen appointeddirector
- 2016-10-20➖MOORE, Clare Helen resigneddirector
- 2016-10-20➖THOMSON, Kenneth James resigneddirector
- 2016-10-18➕MOORE, Clare Helen appointeddirector
- 2016-03-03➕THOMSON HOMES SCOTLAND LIMITED appointedcorporate-director
- 2016-03-03➖THOMSON, Jennifer Margaret resigneddirector
- 2016-03-03➕THOMSON, Kenneth James appointeddirector
- 2016-03-03➖THOMSON, Kenneth James resigneddirector
- 2008-06-17🔒Charge registered #2Lender: Trustees of the Thomson Homes Retirement Benefits Scheme
- 2004-12-17🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2003-04-08🏢Company incorporatedAs THOMSON HOMES LIMITED
- 2003-04-08➕THOMSON, Kenneth James appointedsecretary
- 2003-04-08➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2003-04-08➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2003-04-08➕THOMSON, Jennifer Margaret appointeddirector
- 2003-04-08➕THOMSON, Kenneth James appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Thomson Homes Scotland Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Thomson Homes Scotland Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Trustees of the Thomson Homes Retirement Benefits Scheme | Standard security | 1 property | 17/06/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 17/12/2004 | — |