THOMSON HOMES LIMITED

🌳Matureactive
SC247470 · ltd · incorporated 2003-04-08
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 21.4y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2024
Net worth
£469.8k
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 21.4y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 21.4 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
73 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £469,799
Net assets shrinking
Down £41,376 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£470k
↓ 8.1% YoY
Current Assets
£686k
↓ 5.6% YoY
Current Liabilities
£0£145k£291k£436k£582k£727kJun 2023Jun 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-06-302023-06-30
Total assets£491.2k£537.9k
Current assets£686.2k£727.3k
Net assets£469.8k£511.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-06-25
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2025-06-24
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  3. 2025-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-06-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-05-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-03-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-04-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-09-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2017-04-21
    THOMSON, Kenneth James resigned
    secretary
  14. 2017-04-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2017-04-21
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  16. 2017-04-03
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-10-20
    MOORE, Clare Helen appointed
    director
  18. 2016-10-20
    MOORE, Clare Helen resigned
    director
  19. 2016-10-20
    THOMSON, Kenneth James resigned
    director
  20. 2016-10-18
    MOORE, Clare Helen appointed
    director
  21. 2016-03-03
    THOMSON HOMES SCOTLAND LIMITED appointed
    corporate-director
  22. 2016-03-03
    THOMSON, Jennifer Margaret resigned
    director
  23. 2016-03-03
    THOMSON, Kenneth James appointed
    director
  24. 2016-03-03
    THOMSON, Kenneth James resigned
    director
  25. 2008-06-17
    🔒
    Charge registered #2
    Lender: Trustees of the Thomson Homes Retirement Benefits Scheme
  26. 2004-12-17
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  27. 2003-04-08
    🏢
    Company incorporated
    As THOMSON HOMES LIMITED
  28. 2003-04-08
    THOMSON, Kenneth James appointed
    secretary
  29. 2003-04-08
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  30. 2003-04-08
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  31. 2003-04-08
    THOMSON, Jennifer Margaret appointed
    director
  32. 2003-04-08
    THOMSON, Kenneth James appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Thomson Homes Scotland Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Thomson Homes Scotland Limited
Corporate parent · holds 75-100% shares
ultimate parent
THOMSON HOMES LIMITED
This company · SC247470

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Thomson Homes Scotland Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-04-08
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings

Registered office

Braehead
Rumbling Bridge
Kinross
KY13 0QT
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2027-04-22
Last: 2026-04-08

Officers (2 active · 6 resigned)

MOORE, Clare Helen
director · ~57y · appointed 2016-10-20
View their other companies + combined net worth →
Active
THOMSON HOMES SCOTLAND LIMITED
corporate-director · appointed 2016-03-03
View their other companies + combined net worth →
Active
THOMSON, Kenneth James
secretary · appointed 2003-04-08 · resigned 2017-04-21
Resigned
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 2003-04-08 · resigned 2003-04-08
Resigned
MOORE, Clare Helen
director · ~57y · appointed 2016-10-18 · resigned 2016-10-20
Resigned
THOMSON, Jennifer Margaret
director · ~60y · appointed 2003-04-08 · resigned 2016-03-03
Resigned
THOMSON, Kenneth James
director · ~62y · appointed 2016-03-03 · resigned 2016-10-20
Resigned
THOMSON, Kenneth James
director · ~62y · appointed 2003-04-08 · resigned 2016-03-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Trustees of the Thomson Homes Retirement Benefits Scheme
Standard security1 property17/06/2008
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property17/12/2004
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (73 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-21
gazette-filings-brought-up-to-date
gazette · DISS40
2025-06-25
gazette-notice-compulsory
gazette · GAZ1
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-28
change-person-director-company-with-change-date
officers · CH01
2024-06-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-29
confirmation-statement-with-updates
confirmation-statement · CS01
2020-04-22