THE COTTAGE FAMILY CENTRE

🌳Matureactive

SC271291 · private-limited-guarant-nsc-limited-exemption · incorporated 2004-07-28

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 20.3y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Child day-care activities

Sector: Human health & social work

Investor take

Pursue

Active trading company with a 80-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 20.3y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 20.3 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

47 officers (5 active, 47 linked, 41 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

5 connected companies via shared directors

Filing history

137 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filings

• 2 officers

Last 180 days

filings

• 2 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (110 events)Click to expand

2026-03-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-03-02
➕
MCARTHUR, Margaret appointed
director
2026-02-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-08
📄
accounts-with-accounts-type-small
accounts · AA
2025-11-10
➖
BRIDLE, Robert William resigned
director
2024-11-26
📄
accounts-with-accounts-type-small
accounts · AA
2023-11-29
📄
accounts-with-accounts-type-small
accounts · AA
2023-04-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-20
➖
BROWN, Wilma resigned
director
2023-04-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-04
➕
BRIDLE, Robert William appointed
director
2022-12-21
📄
accounts-with-accounts-type-small
accounts · AA
2022-09-13
➖
OLIVER, Ann Margaret resigned
director
2022-08-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-22
➕
HOGG, Angus Munro appointed
director
2022-08-22
➖
MARRY, Angela Marie resigned
director
2022-08-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-12-22
📄
accounts-with-accounts-type-small
accounts · AA
2021-08-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-08-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-04-18
➖
MONAGHAN, Carol Ann resigned
director
2021-03-10
➕
MCKENZIE, Sally Lewis Davidson appointed
director
2021-03-10
➕
OLIVER, Ann Margaret appointed
director
2020-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-04
📄
change-person-director-company-with-change-date
officers · CH01
2020-12-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-12-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-03-03
➕
MARRY, Angela Marie appointed
director
2019-07-28
➖
ROBERTSON, Alastair George resigned
director
2018-11-19
➖
RODIGAN, John Page Methven resigned
director
2018-05-01
➕
HENDERSON, Roslyn appointed
director
2018-05-01
➕
RODIGAN, John Page Methven appointed
director
2018-04-01
➖
FLEMING, Ashley resigned
director
2018-04-01
➖
MCLEAN, Scott, Professor resigned
director
2018-02-09
➖
CLARK, Robert resigned
director
2014-12-08
➖
MILLAR, Ann Mitchell resigned
director
2014-12-08
➕
ROBERTSON, Alastair George appointed
director
2014-04-14
➕
MCLEAN, Scott, Professor appointed
director
2014-01-22
➖
EDNIE, Margaret resigned
secretary
2012-03-06
➖
LAMOUNT, Lee-Ann resigned
secretary
2012-03-06
➖
ANDERSON, John resigned
director
2012-03-06
➖
LAMONT, Lee-Ann resigned
director
2012-02-22
➕
MONAGHAN, Carol Ann appointed
director
2012-02-21
➕
EDNIE, Margaret appointed
secretary
2012-02-21
➕
BROWN, Wilma appointed
director
2012-02-21
➕
CLARK, Robert appointed
director
2012-02-21
➕
MILLAR, Ann Mitchell appointed
director
2011-10-31
➕
LIVINGSTONE, Marilyn Margaret appointed
director

Showing most recent 50 of 110 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 80 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mrs Marilyn Margaret Livingstone Individual · British · DOB 09/1952 · age 74	—	—	sig. influencesignificant influence	06/04/2016

1 historic (ceased) PSC

Mr Alastair George Robertsonceased 28/07/2019· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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A-ONE CARE LIMITED→ SC883887 · est 2026 · no financials extracted	—	—	—	—	—	—	—
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ARDEN HOUSE PROJECTS→ SC322259 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
ASTHETICS BY LYNSAY GIBSON LTD→ SC839787 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
BAKOLINA LIMITED→ SC811315 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
BALBIRNIE ORAL CARE LIMITED→ SC430660 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
CADHAM PHARMACY LIMITED→ SC436663 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
CARE PARTNERS HEALTH CARE LTD→ SC647878 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CHARIS FOUNDATION→ SC297929 · est 2006 · no financials extracted	—	—	—	—	20y	—	—
CHARLESTOWN PHARMACY LIMITED→ SC391110 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
CHRISTIAN RURAL EVANGELISM NETWORK LIMITED→ SC700688 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
CHUNDEVI LTD→ SC758562 · est 2023 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2004-07-28

Jurisdictionscotland

Primary SIC88910 — Child day-care activities

Registered office

29/31 Cawdor Crescent

Kirkcaldy

KY2 6LH

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-08-11

Last: 2025-07-28