C MCCALLUM LIMITED

💤Zombieactive
SC264993 · ltd · incorporated 2004-03-16
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 22.0y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 22.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees334000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 persons-with-significant-control
  • 1 confirmation-statement
Last 180 days
3
filings
  • 2 persons-with-significant-control
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-03-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-03-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2025-11-11
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  4. 2025-11-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-10-28
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2025-10-28
    🔓
    Charge satisfied #1
  7. 2025-09-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-08-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-07-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2022-03-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2021-07-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-04-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2020-07-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-07-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-08-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-12-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2004-04-26
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  19. 2004-03-16
    🏢
    Company incorporated
    As C MCCALLUM LIMITED
  20. 2004-03-16
    MCCALLUM, Caroline Rose appointed
    secretary
  21. 2004-03-16
    MCCALLUM, Christopher Morgan appointed
    director
  22. 2004-03-16
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  23. 2004-03-16
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  24. 2004-03-16
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  25. 2004-03-16
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "MCCALLUM" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Christopher Morgan Mccallum
Individual · British · DOB 04/1963 · age 63
5075%
50–75%board control50-75% shares · 50-75% voting · board control19/11/2016
Mrs Caroline Rose Mccallum
Individual · British · DOB 03/1964 · age 62
2550%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2004-03-16
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating

Registered office

30 Miller Road
Ayr
KA7 2AY
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-20
Last: 2026-03-06

Officers (2 active · 2 resigned)

MCCALLUM, Caroline Rose
secretary · appointed 2004-03-16
View their other companies + combined net worth →
Active
MCCALLUM, Christopher Morgan
director · ~63y · appointed 2004-03-16
View their other companies + combined net worth →
Active
BRIAN REID LTD.
corporate-nominee-secretary · appointed 2004-03-16 · resigned 2004-03-16
Resigned
STEPHEN MABBOTT LTD.
corporate-nominee-director · appointed 2004-03-16 · resigned 2004-03-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property26/04/200428/10/2025

Recent filings (62 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-10
change-person-secretary-company-with-change-date
officers · CH03
2025-11-11
change-person-director-company-with-change-date
officers · CH01
2025-11-11
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-07