AGRI-INPUT DIRECT LIMITED
Opportunity 82/100 (exceptional), bankability 57/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 21.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £587.9k | £613.2k |
| Current assets | £320.8k | £390.2k |
| Cash | £1.8k | £64.8k |
| Debtors | £182.0k | £141.6k |
| Net assets | £315.0k | £282.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (26 events)Click to expand
- 2025-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-08-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-07-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-09-02📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-06-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-09-10➖GALLOWAY, Lawson resignedsecretary
- 2007-11-22🔒Charge registered #4Lender: Lloyds Tsb Scotland PLC
- 2007-09-27🔒Charge registered #3Lender: Lloyds Tsb (Scotland) PLC
- 2006-08-29🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2004-06-18🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2000-06-02🏢Company incorporatedAs AGRI-INPUT DIRECT LIMITED
- 2000-06-02➕GALLOWAY, Judith appointeddirector
- 2000-06-02➕GALLOWAY, Lawson appointedsecretary
- 2000-06-02➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2000-06-02➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Lawson Galloway Individual · British · DOB 04/1956 · age 70 | 25–50% | — | 25-50% shares | 10/05/2022 |
Mrs Judith Galloway Individual · British · DOB 05/1967 · age 59 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Scotland PLC | Bond & floating charge | 1 property | 22/11/2007 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb (Scotland) PLC | Standard security | 1 property | 27/09/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 29/08/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 18/06/2004 | — |