RAITHS FARM PROPERTIES LIMITED
🌳Matureactive
SC264436 · ltd · incorporated 2004-03-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 78-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 78). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
11 live charges · 4 lenders · oldest 21.6y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-27🔓Charge satisfied #11
- 2025-03-27🔓Charge satisfied #5
- 2024-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-26📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-31📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-07-31📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-21🔒Charge registered #11Lender: Lloyds Bank Corporate Markets PLC (Company Number 10399850)
- 2021-07-21🔒Charge registered #10Lender: Lloyds Bank Corporate Markets PLC (Company Number 10399850)
- 2021-07-21🔒Charge registered #9Lender: Lloyds Bank Corporate Markets PLC (Company Number 10399850)
- 2021-07-21🔒Charge registered #8Lender: Lloyds Bank Corporate Markets PLC (Company Number 10399850)
- 2021-07-19🔒Charge registered #7Lender: Lloyds Bank Corporate Markets PLC ( Company Number 10399850)
- 2020-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-01➕RAY, John Christopher appointeddirector
- 2014-10-30🔓Charge satisfied #2
- 2011-04-28🔒Charge registered #6Lender: Bank of Scotland PLC
- 2011-04-28🔒Charge registered #5Lender: Bank of Scotland PLC
- 2011-04-28🔒Charge registered #4Lender: Bank of Scotland PLC
- 2011-04-28🔒Charge registered #3Lender: Bank of Scotland PLC
- 2004-10-13🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2004-09-27🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2004-03-04🏢Company incorporatedAs RAITHS FARM PROPERTIES LIMITED
- 2004-03-04➕CHISHOLM, Bruce appointedsecretary
- 2004-03-04➕CHISHOLM, Bruce appointeddirector
- 2004-03-04➕RAY, John William appointeddirector
- 2004-03-04➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2004-03-04➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Ashley Properties Aberdeen Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ashley Properties Aberdeen Ltd
Corporate parent · holds 75-100% shares
⬇
RAITHS FARM PROPERTIES LIMITED
This company · SC264436
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ashley Properties Aberdeen Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 123CS LIMITED→ SC718222 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 16 RUBISLAW DRIVE LTD→ SC566685 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 16CS LIMITED→ SC692446 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 19 WOODLANDS TERRACE LTD→ SC566693 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 21 MAC LTD→ SC592551 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 22 POLMUIR GARDENS LTD→ SC566695 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 34 QNS HIGHLANDS LTD→ SC566999 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 43 QNS HIGHLANDS LTD→ SC566990 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 46 QNS HIGHLANDS LTD→ SC566989 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 499-501 UNION STREET (MANAGEMENT) LIMITED→ SC867188 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4JL LTD→ SC616115 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 5 SISTER INVESTMENTS LTD→ SC869702 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-03-04
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Ashley Group Base, Pitmedden
Road, Dyce
Aberdeen
AB21 0DP
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-12
Last: 2026-02-26
Officers (4 active · 1 resigned)
Active
CHISHOLM, Bruce→
Activedirector · ~74y · appointed 2004-03-04
View their other companies + combined net worth →
RAY, John Christopher→
Activedirector · ~45y · appointed 2018-10-01
View their other companies + combined net worth →
RAY, John William→
Activedirector · ~78y · appointed 2004-03-04
View their other companies + combined net worth →
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-03-04 · resigned 2004-03-04
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
8
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank Corporate Markets PLC (Company Number 10399850) | A registered charge | 1 property | 21/07/2021 | 27/03/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank Corporate Markets PLC (Company Number 10399850) | A registered charge | 1 property | 21/07/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank Corporate Markets PLC (Company Number 10399850) | A registered charge | 1 property | 21/07/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank Corporate Markets PLC (Company Number 10399850) | A registered charge | 1 property | 21/07/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank Corporate Markets PLC ( Company Number 10399850) | A registered charge | 1 property | 19/07/2021 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 28/04/2011 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 28/04/2011 | 27/03/2025 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 28/04/2011 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 28/04/2011 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/10/2004 | 30/10/2014 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 27/09/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (77 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-26
change-person-director-company-with-change-date
officers · CH01
2023-02-26
change-person-director-company-with-change-date
officers · CH01
2023-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-27
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-07-31