CEOL NA MARA INVESTMENTS LIMITED
💤Zombieactive
SC252979 · ltd · incorporated 2003-07-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2024
Net worth
—
book net assets
Opportunity
58/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 58/100 (worth a look), bankability 37/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: portfolio break-up (40/100).
🏦
Refinance opportunity
44 live charges · 7 lenders · oldest 22.3y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 22.3 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
44 charges (44/44 with lender, 44/44 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 1 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
58/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
60
Some acquirability indicators.
Risk profile
48
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-03-31 | 2023-03-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 5 mortgage
Last 180 days
5
filings
- • 5 mortgage
Counts from Companies House filing history.
Corporate timeline (86 events)Click to expand
- 2026-02-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-26🔓Charge satisfied #40
- 2026-02-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-23🔓Charge satisfied #41
- 2026-02-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-20🔒Charge registered #44Lender: Paragon Bank PLC
- 2026-02-20🔒Charge registered #43Lender: Paragon Bank PLC
- 2026-02-20🔒Charge registered #42Lender: Paragon Bank PLC
- 2024-12-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-08🔒Charge registered #41Lender: Together Commercial Finance Limited
- 2024-01-08🔒Charge registered #40Lender: Together Commercial Finance Limited
- 2024-01-08🔒Charge registered #39Lender: Together Commercial Finance Limited
- 2024-01-08🔒Charge registered #38Lender: Together Commercial Finance Limited
- 2024-01-08🔒Charge registered #37Lender: Together Commercial Finance Limited
- 2024-01-08🔒Charge registered #36Lender: Together Commercial Finance Limited
- 2024-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-22🔒Charge registered #35Lender: Together Commercial Finance Limited
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-15🔓Charge satisfied #19
- 2023-12-15🔓Charge satisfied #18
- 2023-12-15🔓Charge satisfied #17
- 2023-12-15🔓Charge satisfied #16
- 2023-12-15🔓Charge satisfied #15
- 2023-12-15🔓Charge satisfied #14
- 2023-12-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-06🔓Charge satisfied #30
- 2023-12-06🔓Charge satisfied #27
- 2023-12-06🔓Charge satisfied #26
- 2015-07-18➖HAWKINS, John resignedsecretary
- 2008-02-19🔓Charge satisfied #32
- 2008-02-16🔓Charge satisfied #1
- 2007-06-08🔒Charge registered #34Lender: The Royal Bank of Scotland PLC
- 2007-06-08🔒Charge registered #33Lender: The Glamis Property Company Limited
- 2007-01-15🔒Charge registered #32Lender: Clydesdale Bank Public Limited Company
Showing most recent 50 of 86 events
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 2 med · 1 lowAccounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-03-31
3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-02-20: A registered charge; 2026-02-20: A registered charge; 2026-02-20: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
31 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Philip Hawkins Individual · British · DOB 10/1978 · age 48 | 75–100% | — | 75-100% shares | 07/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BROOMWELL LIMITED→ SC044342 · est 1967 · no financials extracted | — | — | — | — | 59y | — | — |
| BUSTER BARS LTD→ SC785998 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CALEDONIAN GREENER HOMES CONSULTANCY LTD→ SC655522 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CAMOCEAN LIMITED→ SC413441 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CARGILL'S PROPERTY INVESTMENTS LTD→ SC781710 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CEILING DECOR LIMITED→ SC100073 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| CELTIC PROPERTY GUILD LTD→ SC781185 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CERBS PROPERTIES LTD→ SC717783 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CF PROPERTY ENTERPRISE LTD→ SC809259 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CGM PROPERTY SERVICES LTD→ SC597949 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CGT PROPERTIES (SCOTLAND) LIMITED→ SC812177 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CH PROPERTY INVESTMENTS LTD→ SC834595 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-07-18
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Balgowan
510 Perth Road
Dundee
DD2 1LW
Scotland
Filing status
Accounts
Next due: 2026-03-31OVERDUE
Last made up to: 2024-03-31
Confirmation statement
Next due: 2026-08-01
Last: 2025-07-18
Officers (1 active · 2 resigned)
HAWKINS, Richard Philip→
Activedirector · ~48y · appointed 2003-07-18
View their other companies + combined net worth →
HAWKINS, John→
Resignedsecretary · appointed 2003-07-18 · resigned 2015-07-18
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-07-18 · resigned 2003-07-18
Click a director name to see their full track record across all companies.
Mortgages & charges
44
Total charges
31
Outstanding
4
Active lenders
Status:Lender:44 of 44 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 20/02/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 20/02/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 20/02/2026 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/01/2024 | 23/02/2026 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/01/2024 | 26/02/2026 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/01/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/01/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/01/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/01/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 22/12/2023 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/06/2007 | — | |
| outstanding | The Glamis Property Company The Glamis Property Company Limited | Standard security | 1 property | 08/06/2007 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 15/01/2007 | 19/02/2008 | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 23/10/2006 | — | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 20/09/2006 | 06/12/2023 | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 20/07/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 18/07/2006 | — | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 29/06/2006 | 06/12/2023 | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 29/06/2006 | 06/12/2023 | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 24/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 24/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 24/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 24/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 24/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Standard security | 1 property | 24/05/2006 | — | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 17/05/2006 | 15/12/2023 | |
| satisfied | Paragon Paragon Mortgages Limited / Paragon Mortgages Limited | Floating charge | 1 property | 17/05/2006 | 15/12/2023 | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 17/05/2006 | 15/12/2023 | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 17/05/2006 | 15/12/2023 | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 17/05/2006 | 15/12/2023 | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 17/05/2006 | 15/12/2023 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 01/05/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/06/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 20/04/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/01/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/01/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/01/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 12/01/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 11/01/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 09/07/2004 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 09/07/2004 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 21/01/2004 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 21/01/2004 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 21/12/2003 | 16/02/2008 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-26
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-05