CGM PROPERTY SERVICES LTD
🏛️Establishedactive
SC597949 · ltd · incorporated 2018-05-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£799
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £799
Net assets shrinking
Down £1,273 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£799
↓ 61% YoY
Current Assets
£10k
↑ 27% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £799 | £2.1k |
| Current assets | £10.5k | £8.3k |
| Net assets | £799 | £2.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2026-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-21🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2022-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-02-23🔒Charge registered #1Lender: Paragon Bank PLC
- 2020-02-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-23🏢Company incorporatedAs CGM PROPERTY SERVICES LTD
- 2018-05-23➕MILNE, Audrey appointeddirector
- 2018-05-23➕MILNE, Charles Grant appointeddirector
- 2018-05-23📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Charles Grant Milne Individual · British · DOB 11/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/05/2018 |
Mrs Audrey Milne Individual · British · DOB 09/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/05/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BROOMWELL LIMITED→ SC044342 · est 1967 · no financials extracted | — | — | — | — | 59y | — | — |
| BUSTER BARS LTD→ SC785998 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CAMOCEAN LIMITED→ SC413441 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CARGILL'S PROPERTY INVESTMENTS LTD→ SC781710 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CELTIC PROPERTY GUILD LTD→ SC781185 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CERBS PROPERTIES LTD→ SC717783 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CGT PROPERTIES (SCOTLAND) LIMITED→ SC812177 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CH PROPERTY INVESTMENTS LTD→ SC834595 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CH&SR PROPERTIES LTD→ SC719181 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CHAAT PROPERTIES LTD→ SC618941 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CHANGING SPACES (NORTHEAST) LTD→ SC760216 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CHARLES BOWIE LIMITED→ SC575439 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-05-23
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
40/42 Brantwood Avenue
Dundee
DD3 6EW
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-06-05
Last: 2025-05-22
Officers (2 active · 0 resigned)
MILNE, Audrey→
Activedirector · ~59y · appointed 2018-05-23
View their other companies + combined net worth →
MILNE, Charles Grant→
Activedirector · ~59y · appointed 2018-05-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 21/06/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/02/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (17 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-25
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-04
accounts-with-accounts-type-micro-entity
accounts · AA
2020-02-21