3 BEARS NURSERY LIMITED

💤Zombieactive
SC250276 · ltd · incorporated 2003-05-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£76.9k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -58% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 7.3y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 7.3 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (1 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £76,891
Net assets shrinking
Down £8,351 YoY
Cash draining
Cash down 58% YoY
Cash YoY
-58%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£9k
↓ 58% YoY
Net Worth
£77k
↓ 9.8% YoY
Current Assets
£259k
↓ 21% YoY
Current Liabilities
—
£0£66k£132k£198k£264k£330kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£121.6k£168.8k
Current assets£259.1k£329.7k
Cash£8.6k£20.4k
Debtors£250.5k£309.3k
Net assets£76.9k£85.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2025-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-07-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2021-07-06
    🔒
    Charge registered #2
    Lender: Barclays Security Trustee Limited as Security Trustee
  8. 2021-06-18
    ➕
    MCCUTCHEON, Amanda Rose appointed
    director
  9. 2021-06-18
    ➖
    MCCUTCHEON, Mandie resigned
    director
  10. 2021-06-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2021-06-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2021-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2020-10-21
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  14. 2020-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-06-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2019-06-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  17. 2019-01-28
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2019-01-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2019-01-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2019-01-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  21. 2019-01-11
    ➕
    MCCUTCHEON, Amanda Rose appointed
    director
  22. 2019-01-11
    ➖
    MCCUTCHEON, Amanda Rose resigned
    director
  23. 2019-01-11
    ➕
    MCCUTCHEON, Mandie appointed
    director
  24. 2019-01-11
    ➖
    REILLY, Laurence Vincent resigned
    director
  25. 2019-01-11
    🔒
    Charge registered #1
    Lender: Barclays Security Trustee Limited
  26. 2018-05-08
    ➖
    PATERSON, John resigned
    secretary
  27. 2018-05-08
    ➖
    PATERSON, John Dalgleish resigned
    director
  28. 2018-05-08
    ➕
    REILLY, Laurence Vincent appointed
    director
  29. 2017-03-10
    ➖
    PATERSON, Angela resigned
    director
  30. 2009-01-09
    ➕
    PATERSON, John Dalgleish appointed
    director
  31. 2003-06-03
    ➖
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  32. 2003-06-03
    ➖
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  33. 2003-05-29
    🏢
    Company incorporated
    As 3 BEARS NURSERY LIMITED
  34. 2003-05-29
    ➕
    PATERSON, John appointed
    secretary
  35. 2003-05-29
    ➕
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  36. 2003-05-29
    ➕
    PATERSON, Angela appointed
    director
  37. 2003-05-29
    ➕
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Mandie Mccutcheon Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Mandie Mccutcheon Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
3 BEARS NURSERY LIMITED
This company · SC250276

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mandie Mccutcheon Holdings Limited
Corporate entity
75–100%
—75-100% shares11/01/2019
2 historic (ceased) PSCs
  • Mr Laurence Vincent Reillyceased 11/01/2019· significant influence
  • Mr John Dalgleish Patersonceased 08/05/2018· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-05-29
Jurisdictionscotland
Primary SIC85100 — Pre-primary education

Registered office

87 Paisley Road
Renfrew
PA4 8LH
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-08
Last: 2025-07-25

Officers (1 active · 8 resigned)

MCCUTCHEON, Amanda Rose→
director · ~56y · appointed 2021-06-18
View their other companies + combined net worth →
Active
PATERSON, John→
secretary · appointed 2003-05-29 · resigned 2018-05-08
Resigned
FORM 10 SECRETARIES FD LTD→
corporate-nominee-secretary · appointed 2003-05-29 · resigned 2003-06-03
Resigned
MCCUTCHEON, Amanda Rose→
director · ~56y · appointed 2019-01-11 · resigned 2019-01-11
Resigned
MCCUTCHEON, Mandie→
director · ~56y · appointed 2019-01-11 · resigned 2021-06-18
Resigned
PATERSON, Angela→
director · ~67y · appointed 2003-05-29 · resigned 2017-03-10
Resigned
PATERSON, John Dalgleish→
director · ~71y · appointed 2009-01-09 · resigned 2018-05-08
Resigned
REILLY, Laurence Vincent→
director · ~68y · appointed 2018-05-08 · resigned 2019-01-11
Resigned
FORM 10 DIRECTORS FD LTD→
corporate-nominee-director · appointed 2003-05-29 · resigned 2003-06-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Barclays
Barclays Security Trustee Limited as Security Trustee
A registered charge—06/07/2021—
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge—11/01/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (80 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-15
termination-director-company-with-name-termination-date
officers · TM01
2021-06-18
appoint-person-director-company-with-name-date
officers · AP01
2021-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-31