CAMERON HARRIS LTD.
🌳Matureactive
SC241344 · ltd · incorporated 2002-12-18
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 23.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£93.0k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower with a 78-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 23.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 23.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
79 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £92,955
Cash YoY
+18%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£6k
↑ 18% YoY
Net Worth
£93k
↑ 6.5% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £121.2k | £116.2k |
| Current assets | — | £5.0k |
| Cash | £5.9k | £5.0k |
| Net assets | £93.0k | £87.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-20📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-12-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2010-08-12🔒Charge registered #2Lender: Bank of Scotland PLC
- 2003-04-16🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-01-09➕CAMERON, David Ewan appointedsecretary
- 2003-01-09➕CAMERON, David Ewan appointeddirector
- 2003-01-09➕CAMERON, John appointeddirector
- 2003-01-09➕CAMERON, Mairi Lauda appointeddirector
- 2003-01-09➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-01-09➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
- 2002-12-18🏢Company incorporatedAs CAMERON HARRIS LTD.
- 2002-12-18➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2002-12-18➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "CAMERON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Cameron Individual · British · DOB 03/1976 · age 50 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Mr David Ewan Cameronceased 01/04/2019· 25-50% shares · 25-50% voting
- Mairi Lauda Cameronceased 01/04/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AB PROPERTIES LTD→ SC846455 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AB&MB PROPERTIES LTD→ SC841515 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASIA & MUN PROPERTY HOLDINGS LTD→ SC878669 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BG PROPERTIES (SCOTLAND) LIMITED→ SC565856 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BRUMLEY BRAE LIMITED→ SC030114 · est 1954 · no financials extracted | — | — | — | — | 71y | — | — |
| BUNCHREW ESTATE COMPANY LIMITED→ SC115393 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| CAMERON LOURO PROPERTIES LTD.→ SC580098 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CCL REAL ESTATE LIMITED→ SC777122 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CENTRAL DEVA PROPERTIES LTD→ SC688346 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CENTRETIDE LIMITED→ SC426299 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CF NORTH LIMITED→ SC877446 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CG RENEWABLES LIMITED→ SC671360 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-12-18
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
4th Floor, Metropolitan House
31-33 High Street
Inverness
IV1 1HT
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06
Officers (4 active · 2 resigned)
CAMERON, David Ewan→
Activesecretary · appointed 2003-01-09
View their other companies + combined net worth →
CAMERON, David Ewan→
Activedirector · ~78y · appointed 2003-01-09
View their other companies + combined net worth →
CAMERON, John→
Activedirector · ~50y · appointed 2003-01-09
View their other companies + combined net worth →
CAMERON, Mairi Lauda→
Activedirector · ~69y · appointed 2003-01-09
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2002-12-18 · resigned 2003-01-09
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2002-12-18 · resigned 2003-01-09
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 12/08/2010 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 16/04/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (79 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-01
change-person-director-company-with-change-date
officers · CH01
2024-02-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-06
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-12-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-12-20
change-person-director-company-with-change-date
officers · CH01
2021-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-20