CAMERON LOURO PROPERTIES LTD.
Opportunity 66/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
7 live charges · 3 lenders · oldest 8.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £710.8k | £696.2k |
| Cash | £88.7k | £79.7k |
| Net assets | £52.4k | £42.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (29 events)Click to expand
- 2025-07-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-04🔓Charge satisfied #4
- 2024-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-05🔒Charge registered #7Lender: Paragon Bank PLC
- 2024-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-21🔓Charge satisfied #3
- 2022-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-21🔒Charge registered #6Lender: Paragon Bank PLC
- 2022-09-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-22🔒Charge registered #5Lender: Lendinvest Btl Limited
- 2022-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2019-11-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-04🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2019-06-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-10🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2017-12-21🔒Charge registered #2Lender: Lendinvest Btl Limited
- 2017-12-18🔒Charge registered #1Lender: Lendinvest Btl Limited
- 2017-10-27🏢Company incorporatedAs CAMERON LOURO PROPERTIES LTD.
- 2017-10-27➕CAMERON, John appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "CAMERON" — strong identity link between founder and business.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Cameron Individual · British · DOB 03/1976 · age 50 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 27/10/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AB PROPERTIES LTD→ SC846455 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| BRUMLEY BRAE LIMITED→ SC030114 · est 1954 · no financials extracted | — | — | — | — | 71y | — | — |
| BUNCHREW ESTATE COMPANY LIMITED→ SC115393 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
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| CCL REAL ESTATE LIMITED→ SC777122 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CENTRETIDE LIMITED→ SC426299 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CF NORTH LIMITED→ SC877446 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CLUNY ESTATE AGENTS LIMITED→ SC322397 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
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| COILTIE SERVICES LTD→ SC642676 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 05/08/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 21/11/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 22/09/2022 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 04/07/2019 | 04/11/2024 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 10/10/2018 | 21/12/2022 | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 21/12/2017 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 18/12/2017 | — |