MACLEOD PROPERTIES LIMITED

🌳Matureactive
SC224919 · ltd · incorporated 2001-11-02
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.5y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Nov 2024
Net worth
£114.5k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 20.5y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 20.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £114,510

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£115k
↑ 20% YoY
Current Assets
£11k
↓ 72% YoY
Current Liabilities
£0£23k£46k£69k£92k£115kNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-11-302023-11-30
Total assets£480.1k£351.9k
Current assets£11.2k£40.7k
Net assets£114.5k£95.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-08-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-08-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-10-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2023-04-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2023-04-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-04-26
    MACLEOD, Emma Louise appointed
    director
  7. 2022-04-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2022-04-08
    MACLEOD, Donald Roderick Graham resigned
    director
  9. 2022-03-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-04-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2020-01-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-01-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-12-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2018-05-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2016-12-08
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2016-04-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-11-24
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2005-11-30
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  19. 2005-11-02
    MACLEOD, Mark appointed
    director
  20. 2001-11-02
    🏢
    Company incorporated
    As MACLEOD PROPERTIES LIMITED
  21. 2001-11-02
    MACLEOD, Margaret appointed
    secretary
  22. 2001-11-02
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-secretary
  23. 2001-11-02
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-secretary
  24. 2001-11-02
    MACLEOD, Donald Roderick Graham appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MACLEOD" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Mark Macleod
Individual · Scottish · DOB 12/1984 · age 42
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-11-02
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

11 Kiln Ridge
Stornoway
Isle Of Lewis
HS1 2TY
Scotland

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-06-20
Last: 2025-06-06

Officers (3 active · 2 resigned)

MACLEOD, Margaret
secretary · appointed 2001-11-02
View their other companies + combined net worth →
Active
MACLEOD, Emma Louise
director · ~37y · appointed 2023-04-26
View their other companies + combined net worth →
Active
MACLEOD, Mark
director · ~42y · appointed 2005-11-02
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED
corporate-secretary · appointed 2001-11-02 · resigned 2001-11-02
Resigned
MACLEOD, Donald Roderick Graham
director · ~70y · appointed 2001-11-02 · resigned 2022-04-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property30/11/2005
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (57 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-06
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-06
appoint-person-director-company-with-name-date
officers · AP01
2023-04-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-02
termination-director-company-with-name-termination-date
officers · TM01
2022-04-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-27
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-14
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-07