ANDERSON MACARTHUR LIMITED

🌳Matureactive
SC410939 · ltd · incorporated 2011-11-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£240.7k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Real estate agencies
Sector: Real estate
ALSO REGISTERED FOR
  • 69102Solicitors
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 13.1y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 13.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £240,723
Cash YoY
-28%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£1.5m
↓ 28% YoY
Net Worth
£241k
↑ 77% YoY
Current Assets
£1.7m
↓ 24% YoY
Current Liabilities
—
£0£450k£901k£1.4m£1.8m£2.3mFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£278.8k£222.4k
Current assets£1.71M£2.25M
Cash£1.50M£2.07M
Debtors£206.8k£182.0k
Net assets£240.7k£136.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-04-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-08-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-11-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2019-11-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2019-06-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-11-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2018-11-01
    ➕
    MACLEOD, Isabel Jayne appointed
    director
  14. 2018-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2016-11-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2014-09-30
    ➖
    FRASER, Simon Andrew resigned
    director
  18. 2013-03-29
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  19. 2013-02-25
    ➕
    MACKAY, Margaret Ann appointed
    director
  20. 2011-11-09
    🏢
    Company incorporated
    As ANDERSON MACARTHUR LIMITED
  21. 2011-11-09
    ➕
    BURD, Duncan Mckinnon appointed
    director
  22. 2011-11-09
    ➕
    FRASER, Simon Andrew appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Duncan Mckinnon Burd
Individual · British · DOB 05/1962 · age 64
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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MACKAY PROPERTIES LIMITED→
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—£8.51M—33y7977y
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SC347176 · est 2008
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—£2.25M—17y8378y
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—£1.37M—35y8176y
KEN MACDONALD & CO LIMITED→
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—£133.8k—21y8270y
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BARVAS ESTATE, LIMITED→
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SC209127 · est 2000 · no financials extracted
————25y8067y
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SC562426 · est 2017 · no financials extracted
————9y——
CARLOWAY ESTATE TRUST (URRAS OIGHREACHD CHARLABHAIGH)→
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————12y——
CEARNS PROPERTY LIMITED→
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————8y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-11-09
Jurisdictionscotland
Primary SIC68310 — Real estate agencies

Registered office

Old Bank Of Scotland Buildings
South Beach
Stornoway
Isle Of Lewis
HS1 2BG

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31

Officers (3 active · 1 resigned)

BURD, Duncan Mckinnon→
director · ~64y · appointed 2011-11-09
View their other companies + combined net worth →
Active
MACKAY, Margaret Ann→
director · ~45y · appointed 2013-02-25
View their other companies + combined net worth →
Active
MACLEOD, Isabel Jayne→
director · ~38y · appointed 2018-11-01
View their other companies + combined net worth →
Active
FRASER, Simon Andrew→
director · ~71y · appointed 2011-11-09 · resigned 2014-09-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
Floating charge1 property29/03/2013—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (39 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-11
change-person-director-company-with-change-date
officers · CH01
2025-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-04-27