A. J. LAURIE PROPERTIES LIMITED

🌳Matureactive
SC224092 · ltd · incorporated 2001-10-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£182.4k
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 5 lenders · oldest 24.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 24.4 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £182,377
Cash YoY
+1710%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2k
↑ 1710% YoY
Net Worth
£182k
↑ 9.2% YoY
Current Assets
£122k
~ YoY
Current Liabilities
£0£36k£73k£109k£146k£182kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£307.7k£286.4k
Current assets£121.7k£121.0k
Cash£1.8k£100
Debtors£119.9k£120.9k
Net assets£182.4k£167.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 3 officers
Last 180 days
4
filings
  • 3 officers
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2026-02-25
    LAURIE, Alexander Robert John appointed
    director
  2. 2026-02-25
    TEVEN, Heather Rebecca appointed
    director
  3. 2026-02-25
    LAURIE, Alistair John resigned
    director
  4. 2026-02-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2026-02-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-02-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-12-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-10-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2021-09-24
    🔒
    Charge registered #5
    Lender: Shawbrook Bank Limited
  14. 2021-07-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2021-07-27
    🔓
    Charge satisfied #2
  16. 2021-07-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2021-07-23
    🔓
    Charge satisfied #1
  18. 2021-02-22
    📄
    memorandum-articles
    incorporation · MA
  19. 2021-02-22
    📄
    resolution
    resolution · RESOLUTIONS
  20. 2021-02-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2021-02-11
    LAURIE, Joyce resigned
    director
  22. 2020-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2020-06-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  24. 2019-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2018-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2017-01-06
    🔒
    Charge registered #4
    Lender: W M Mann & Co (Investments) Limited
  27. 2016-12-14
    LAURIE, Joyce appointed
    director
  28. 2012-10-25
    🔒
    Charge registered #3
    Lender: W.M. Mann & Co. (Investments) Limited
  29. 2009-12-14
    🔒
    Charge registered #2
    Lender: Royal Bank of Scotland PLC
  30. 2009-08-05
    LONSDALE, James Richard resigned
    secretary
  31. 2009-08-05
    LONSDALE, James Richard resigned
    director
  32. 2001-12-07
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  33. 2001-11-15
    LONSDALE, James Richard appointed
    secretary
  34. 2001-11-15
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  35. 2001-11-15
    LAURIE, Alistair John appointed
    director
  36. 2001-11-15
    LONSDALE, James Richard appointed
    director
  37. 2001-11-15
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director
  38. 2001-10-09
    🏢
    Company incorporated
    As A. J. LAURIE PROPERTIES LIMITED
  39. 2001-10-09
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  40. 2001-10-09
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "LAURIE" — strong identity link between founder and business.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Alistair John Laurie
Individual · British · DOB 06/1965 · age 61
75100%
75-100% shares30/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-10-09
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

37 Cadzow Street
Hamilton
ML3 6EE
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-23
Last: 2025-10-09

Officers (2 active · 6 resigned)

LAURIE, Alexander Robert John
director · ~34y · appointed 2026-02-25
View their other companies + combined net worth →
Active
TEVEN, Heather Rebecca
director · ~31y · appointed 2026-02-25
View their other companies + combined net worth →
Active
LONSDALE, James Richard
secretary · appointed 2001-11-15 · resigned 2009-08-05
Resigned
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 2001-10-09 · resigned 2001-11-15
Resigned
LAURIE, Alistair John
director · ~61y · appointed 2001-11-15 · resigned 2026-02-25
Resigned
LAURIE, Joyce
director · ~63y · appointed 2016-12-14 · resigned 2021-02-11
Resigned
LONSDALE, James Richard
director · ~63y · appointed 2001-11-15 · resigned 2009-08-05
Resigned
JORDANS (SCOTLAND) LIMITED
corporate-nominee-director · appointed 2001-10-09 · resigned 2001-11-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property24/09/2021
outstanding
W M Mann & Co (Investments)
W M Mann & Co (Investments) Limited
A registered charge1 property06/01/2017
outstanding
W.M. Mann & Co. (Investments)
W.M. Mann & Co. (Investments) Limited
Standard security1 property25/10/2012
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Floating charge1 property14/12/200927/07/2021
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property07/12/200123/07/2021
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (80 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-02-25
appoint-person-director-company-with-name-date
officers · AP01
2026-02-25
appoint-person-director-company-with-name-date
officers · AP01
2026-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-11
mortgage-satisfy-charge-full
mortgage · MR04
2021-07-27