CHERRYTREES CHILDRENS NURSERIES LIMITED

🌳Matureactive
SC211868 · ltd · incorporated 2000-10-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£1.76M
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

15 live charges · 6 lenders · oldest 21.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 21.8 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,762,343
Cash YoY
+599%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£202k
↑ 599% YoY
Net Worth
£1.8m
↑ 6.6% YoY
Current Assets
Current Liabilities
£0£352k£705k£1.1m£1.4m£1.8mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Cash£201.9k£28.9k
Net assets£1.76M£1.65M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
  1. 2025-09-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-02-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2023-01-30
    🔒
    Charge registered #15
    Lender: Gfs 1 LTD
  7. 2023-01-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2023-01-25
    🔒
    Charge registered #14
    Lender: Gfs 1 LTD
  9. 2022-09-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-07-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-08-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-07-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-07-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-11-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2016-11-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2016-11-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2016-11-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2016-11-16
    🔓
    Charge satisfied #8
  20. 2016-11-16
    🔓
    Charge satisfied #6
  21. 2016-11-16
    🔓
    Charge satisfied #5
  22. 2016-11-16
    🔓
    Charge satisfied #4
  23. 2016-10-19
    🔒
    Charge registered #13
    Lender: Hsbc Bank PLC
  24. 2016-10-19
    🔒
    Charge registered #12
    Lender: Hsbc Bank PLC
  25. 2016-10-19
    🔒
    Charge registered #11
    Lender: Hsbc Bank PLC
  26. 2016-10-13
    🔓
    Charge satisfied #3
  27. 2016-10-05
    🔒
    Charge registered #10
    Lender: Hsbc Bank PLC
  28. 2016-10-05
    🔒
    Charge registered #9
    Lender: Hsbc Bank PLC
  29. 2016-09-27
    🔓
    Charge satisfied #7
  30. 2011-01-11
    ROBERTSON, David Stewart appointed
    director
  31. 2009-12-02
    🔓
    Charge satisfied #1
  32. 2009-11-18
    🔓
    Charge satisfied #2
  33. 2009-10-30
    🔒
    Charge registered #8
    Lender: Sebsed Limited
  34. 2009-10-28
    🔒
    Charge registered #7
    Lender: Sebsed Limited
  35. 2008-06-16
    🔒
    Charge registered #6
    Lender: Royal Bank of Scotland PLC
  36. 2007-05-16
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  37. 2006-02-15
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  38. 2006-02-01
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  39. 2004-08-03
    🔒
    Charge registered #2
    Lender: Aib Group (UK) PLC
  40. 2004-07-19
    🔒
    Charge registered #1
    Lender: Aib Group (UK) PLC
  41. 2000-10-10
    🏢
    Company incorporated
    As CHERRYTREES CHILDRENS NURSERIES LIMITED
  42. 2000-10-10
    BENNET, Lisa Kate appointed
    secretary
  43. 2000-10-10
    BENNET, Lisa Kate appointed
    director
  44. 2000-10-10
    BENNET, Robert Stewart appointed
    director
  45. 2000-10-10
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  46. 2000-10-10
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

7 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Lisa Kate Bennet
Individual · British · DOB 09/1968 · age 58
5075%
50-75% shares14/08/2016
Mr Robert Stewart Bennet
Individual · British · DOB 10/1969 · age 57
2550%
25-50% shares13/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-10-10
Jurisdictionscotland
Primary SIC85100 — Pre-primary education

Registered office

Eh395nu Balgone Dean
Leuchie
North Berwick
East Lothian
EH39 5NU
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-16
Last: 2025-09-02

Officers (4 active · 1 resigned)

BENNET, Lisa Kate
secretary · appointed 2000-10-10
View their other companies + combined net worth →
Active
BENNET, Lisa Kate
director · ~58y · appointed 2000-10-10
View their other companies + combined net worth →
Active
BENNET, Robert Stewart
director · ~57y · appointed 2000-10-10
View their other companies + combined net worth →
Active
ROBERTSON, David Stewart
director · ~66y · appointed 2011-01-11
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 2000-10-10 · resigned 2000-10-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

15
Total charges
7
Outstanding
2
Active lenders
Status:Lender:15 of 15 shown
TypeProperties
outstanding
Gfs 1
Gfs 1 LTD
A registered charge1 property30/01/2023
outstanding
Gfs 1
Gfs 1 LTD
A registered charge25/01/2023
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property19/10/2016
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property19/10/2016
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property19/10/2016
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property05/10/2016
outstanding
HSBC
Hsbc Bank PLC
A registered charge05/10/2016
satisfied
Sebsed
Sebsed Limited
Standard security1 property30/10/200916/11/2016
satisfied
Sebsed
Sebsed Limited
Floating charge1 property28/10/200927/09/2016
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Standard security1 property16/06/200816/11/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property16/05/200716/11/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property15/02/200616/11/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property01/02/200613/10/2016
satisfied
Aib Group (UK)
Aib Group (UK) PLC
Standard security1 property03/08/200418/11/2009
satisfied
Aib Group (UK)
Aib Group (UK) PLC
Floating charge1 property19/07/200402/12/2009
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (89 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-12